OneMain Financial vs Nav Business Financial Health Usage & Stats
OneMain Financial offers personal loans. With mobile access, customers can log in to get loan account details. We respond Monday-Friday: 7 am-8 pm CT; Saturday: 8 am-5 pm CT.
Our mobile app can be used by customers to service existing loans and to submit applications to refinance existing loans. New loan applications can’t be submitted using the mobile app. Deleting the mobile app on a device does not close or delete a OneMain loan account. As a regulated lender and financial institution, we must retain certain records under applicable law.
Our personal loans have minimum and maximum repayment periods of 24 months and 60 months, respectively. The maximum Annual Percentage Rate (APR) for a personal loan is 35.99%. Minimum loan amount offered is $1,500 and maximum is $20,000.
Not all applicants qualify for larger loans or most favorable loan terms. Larger loans require a first lien on a motor vehicle no more than 10 years old, meets our value requirements, titled in your name with valid insurance. Approval and actual loan terms depend on your state of residence and ability to meet our credit standards, including a responsible credit history, sufficient income after monthly expenses, and availability of collateral. APRs are generally higher on loans not secured by a vehicle. Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Loan proceeds can’t be used for post-secondary education expenses, business or commercial purposes, buying crypto or other speculative investments, gambling or illegal purposes. Active-duty military, their spouse or dependents covered by the Military Lending Act may not pledge a vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100; California: $3,000; Georgia: $3,100; North Dakota: $2,000; Ohio: $2,000; Virginia: $2,600.
Borrowers in these states are subject to these maximum loan sizes: North Carolina: $11,000 for unsecured loans to all customers. $11,000 for secured loans to present customers; Maine: $7,000; Mississippi: $12,000; West Virginia: $13,500. Loans to purchase a motor vehicle or powersports equipment from select dealerships in NC, ME, and MS are not subject to these maximum loan sizes.
We charge loan origination fees. Depending on the state where you open the loan, there may be no origination fee or it may be a flat amount or percentage of the loan amount. Flat fees vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of the loan subject to certain state amount limits.
Representative loan cost example: A principal amount of $6,000 at an APR of 24.99% over 60 months results in a monthly payment of $176.07. The principal and APR include any financed origination fees. The total amount paid for this loan, including principal, interest, and financed fees, would be $10,564.20. Example based on customer with average credit. Actual loan terms depend on your credit profile, including credit history, income, debts, and for secured loans, ability to provide collateral.
When refinancing or consolidating existing debt, total finance charges over the life of the new loan may be more than current debt because the interest rate may be higher and/or loan term may be longer. Loans include origination fees, which may reduce the amount of money available to pay off other debts.
State Licenses: OneMain Financial Group, LLC (NMLS# 1339418)- CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by Pennsylvania Department of Banking and Securities. VA: Licensed by Virginia State Corporation Commission – License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153). NY: Registered New York Mortgage Loan Servicer. See more licensing information at nmlsconsumeraccess.org and onemainfinancial.com/legal/disclosures.
Need help with a screen reader? Call 800-290-7002.
- Google Play Store
- Free
- Finance
Store Rank
- -
Stay on top of your business’s financial health no matter where you are or what you’re doing. Nav is designed to help you manage your business credit, improve your overall financial health, and access the financing you need to succeed.
Over 2 million businesses have trusted Nav with their financial well-being. Our customers call our app a must-have, all-in-one solution for their business finances 💜
Here’s what you get with the Nav app:
Get the fullest picture of your credit health — track your business and personal credit in one place
See the factors that impact your credit the most and take control with real-time alerts
Manage your Nav Prime Charge Card on the go
Track your cash flow and get insights that help you avoid negative surprises
Get matched with lending and credit card picks that update automatically as your profile changes, across our network of 160+ options
View all your Google and Facebook reviews in one place
DISCLAIMERS
**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/
**Data security**
We take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.
**Your curated funding options**
Credit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.
- Google Play Store
- Free
- Finance
Store Rank
- -
OneMain Financial vs. Nav Business Financial Health ranking comparison
Compare OneMain Financial ranking trend in the past 28 days vs. Nav Business Financial Health
Rank
No Data Available
OneMain Financial vs. Nav Business Financial Health ranking by country comparison
Compare OneMain Financial ranking trend in the past 28 days vs. Nav Business Financial Health
All categories
No Data Available
Finance
Compare to any site with our free trial
OneMain Financial VS.
Nav Business Financial Health
December 2, 2024