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- Self - Credit Builder Vs. SoFi - Banking & Investing
Self - Credit Builder vs SoFi - Banking & Investing Usage & Stats
Self is your credit building toolbox. Build credit, track your credit score, unlock a credit card, and more.
With the Self credit app, you’ll have everything you might need to build credit. Low credit score or no credit score — get started today. At Self, all credit scores are welcome.
BUILD CREDIT BY REPORTING YOUR RENT PAYMENTS AT NO COST
- Increase your credit score at no cost*
- Build credit with all 3 credit bureaus — Equifax, Experian, and TransUnion
- No hard pull, no credit check
- No credit card required
- Establish positive payment history — credit’s #1 factor‡
- Track credit score with VantageScore 3.0§
GROW YOUR CREDIT & SAVINGS WITH THE CREDIT BUILDER ACCOUNT‖
- Lift your credit score by 49 points, on average¶
- Plans start at $25/mo.¹
- Unlock your savings at the end, minus interest and fees²
- No credit score required
- No hard credit inquiry, no credit check
UNLOCK THE CREDIT CARD FOR CREDIT BUILDERS
- Work toward a secured Self Visa® Credit Card³ with a Credit Builder Account‖
- No credit check required
- Control your credit limit
- Build credit with all 3 credit bureaus
- Use everywhere Visa is accepted in the US
REPORT MORE PAYMENTS FOR MORE CREDIT
- Build credit with cell phone, water, electricity, and gas payments for $6.95/mo.
- Add up to 5 payments to your TransUnion credit report each month
- Credit monitoring by TransUnion
- Identity theft insurance up to $1 million
- Cancel any time
ACCESS THE SELF VISA® CREDIT CARD
The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
* Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. See learn.self.inc/lpg/mpa/rent-bills-landing for details.
‡ See https://www.ficoscore.com/education#WhatYour FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
§ Credit scores only available to customers our 3rd party vendor is able to validate.
‖ Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
¶ Average outcome for customers who opened a 12 month Credit Builder account in Q1 2021, starting VantageScore 3.0 under 600, who made on-time payments. Other factors, including activity with other creditors, may impact results. On-time payments does not mean full program completion and past performance based on study does not guarantee future results. Credit score increase not guaranteed.
¹ Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.92%. Sample products are $25 monthly loan payment at a $520 loan amount, 24 month term and 15.92% APR, Total Payments of $600; Check the pricing page in the Self app or Self.inc for current pricing.
² Minus fees & interest. Individual results may vary and are not guaranteed. Improvement in your credit score is dependent on your specific situation & financial behavior. Failure to make monthly minimum payments by the due date each month may result in delinquent reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
³ The Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details.
Self Financial, Inc. 901 E 6th Street Suite 400, Austin, TX 78702
- Google Play Store
- Free
- Finance
Usage Rank
#2,322
Get up to $1000 in stock when you open and fund an active invest account. Bank, borrow, budget, and invest- all in one app.
WHY DO 9.4 MILLION MEMBERS LOVE SOFI?
HIGH-YIELD MOBILE BANKING
• Enjoy no account fees on mobile banking with no minimum balance requirements on your accounts.
• Access your money at over 55,000 ATMs nationwide for convenient mobile banking.
• Advance your paycheck by up to 2 days when you set up direct deposit with our online bank. **
• Secure your funds with FDIC insurance up to $250,000 on your mobile bank account.
SMART INVESTING
• Invest in stocks and ETFs without commission through our mobile investing app.
• Access exclusive IPO investments at IPO prices directly from your investing app.
• Start investing with as little as $5 using fractional shares in our easy-to-use investing app.
• Get up to $1,000 in stock when you open and fund an active invest account.
POWERFUL BUDGET TRACKER
• Connect all your accounts to our budget tracker for a comprehensive financial overview.
• Set and monitor custom savings goals with our advanced budgeting tools.
• Gain insights by categorizing and analyzing your spending in our budget tracker app.
• Stay on top of your finances with bill payment reminders from our money management app.
• Track your credit score for and receive updates to help advance your financial health.
Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/
234 1st St, San Francisco, CA 94105
Sign up for free credit score monitoring and you could win $20K in cash or be one of three winners to win $1K.
*NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Sweepstakes ends at 11:59 pm ET on 1/31/25. Subject to Official Rules, including alternate methods of entry, prizes, limits, and odds, click here (https://www.sofi.com/relay-sweepstakes/). Sponsor: Social Finance LLC (“SoFi”) 234 First Street, San Francisco, CA 94105.
**Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
Bank, borrow, budget, and invest- all in one finance app. Download SoFi for Android devices on Google Play.
- Google Play Store
- Free
- Finance
Usage Rank
#715
Self - Credit Builder vs. SoFi - Banking & Investing ranking comparison
Compare Self - Credit Builder ranking trend in the past 28 days vs. SoFi - Banking & Investing
Self - Credit Builder#2,322
SoFi - Banking & Investing#715
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Self - Credit Builder vs. SoFi - Banking & Investing ranking by country comparison
Compare Self - Credit Builder ranking trend in the past 28 days vs. SoFi - Banking & Investing
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SoFi - Banking & Investing
December 11, 2024