Four | Buy Now, Pay Later vs Perpay - Shop and Build Credit Usage & Stats

Four. BUY NOW, PAY LATER at all of your favorite stores! Four makes shopping a breeze! Buy what you love today and split the cost into four equal, interest-free payments, every 2 weeks. With Four, shop your desired products, and manage your orders easily in the app. Four makes your shopping experience hassle free and convenient. With Four you can: - Shop now and pay later at all your favorite stores - Keep track of all your orders, payments, and payment history - Make and manage payments in the app - Manage your payment methods and get notified before a payment is due Discover the latest retailers partnered with Four in our retail directory right within the app. Happy Shopping!

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Perpay - Shop and Build Credit

Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest. SHOP THE PERPAY MARKETPLACE Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees. BUILD CREDIT WITH PERPAY+ Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop. APPLY FOR THE PERPAY CREDIT CARD Access up to a $1,000 credit line and 2% rewards² with no hard credit check, no security deposit and no annual fee¹. The Perpay Credit Card is issued by Celtic Bank. ¹Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement ²See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program Perpay, Inc. 2400 Market Street Suite 300, Philadelphia, PA 19103