Cashalo - Cash Loan and Credit vs My Home Credit Usage & Stats

Cashalo – Higit sa Cash, Kasalo Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being. Join thousands of other Filipinos using Cashalo to take control of their financial futures. Use it to pay for utility bills, school fees, manage expenses, grow your business, or treat yourself and your family. Why choose Cashalo? Because Cashalo is Fast, Affordable, and LEGIT! FAST 🎫 1 Valid ID 🎫 No collateral or references needed. 👌 Easy application 👌 Complete your transaction in minutes with a few simple steps ⏱️ Instant Payout ⏱️ Immediate money to your chosen e-wallet or bank AFFORDABLE 💸 Low Daily Interest Rate 💸 Rates won’t burn a hole in your wallet 💯 No Kaltas 💯 Always receive the full amount; no hidden charges, no advance fees 📅 Convenient Terms 📅 Borrow responsibly with flexible due dates that work for you LEGIT 🏛 SEC Registered 🏛 Adheres to SEC’s stance on transparency, responsible pricing, fair and respectful treatment of clients, and financial consumer protection 🔒 NPC Regulated 🔒 Committed to protecting your privacy and keeping your personal data safe under the guidance of NPC 📈 Reports to CIC 📈 Continuously shares your good borrower standing with the CIC to enhance your credit score¬¬¬¬ *** ✅ We have the right product for your needs ✅ Cash Loan – Get cash of up to ₱11,000! Lazada Loan - Top up your Lazada Wallet and shop safely from home 💸 Let’s say you need ₱2,000 💸 For example: Amount borrowed: ₱2,000 Loan term: 90 days Daily interest rate: 0.2% Daily service fee: 0.3% Total interest fee: 0.2% x 90 days x 2000 = ₱360 Total service fee: 0.3% x 90 days x 2000 = ₱540 Total repayment: 2000 + 360 + 540 = ₱2,900 Maximum daily effective interest rate (EIR): 0.5% Maximum monthly EIR: 15% Maximum Annual Percentage Rate (APR): 180% Minimum repayment period - 61 days Maximum repayment period - 180 days *** Privacy and Permissions Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.To verify your identity, we require the following app permissions: 📍 Location - We use your location and device information to help us prevent fraud, validate information you provided, and calculate/assess your credit 📱 External Data about Other Apps - We use information about installed applications to help us prevent fraud and calculate/assess your credit 💬 SMS - We use SMS data to understand your financial activities, which helps us determine your eligibility for our services *** Contact Us Nandito kami para sa'yo, Kasalo! For questions, feedbacks, or concerns, please contact us at: Website: www.cashalo.com Facebook: @CashaloPH Instagram: @CashaloPH 🗺️ Address: Office 608, 6F Cyber One Building, 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan, Quezon City, Philippines 📧 Email: hello@cashalo.com 📞 Contact Number: +63 2 8470 6888 Cashalo is operated by Paloo Financing, Inc., a licensed financing company with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162. Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Cashalo is regulated by the Securities and Exchange Commission, with email address at flcd_queries@sec.gov.ph.

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My Home Credit

Home Credit, the Philippines’ trusted loan company, now has an installment app for you! Our product installments or cash loans have flexible and easy payment terms! With the My Home Credit app, you can shop in installments on Home Credit Marketplace. Buy load, pay bills, pay with QR, and more. Get Product Loans Up to P60,000 Loan a new phone, laptop, gadget, home appliance or furniture with loan offers of up to P60,000! All applications are done in the Home Credit online loan app. Results for your loan can be given in as fast as 1 minute! The Loan App That Lets You Buy Now, Pay Later Buy now, pay later for phones, laptop, gadgets and more items in the new Home Credit Marketplace, available in the loan app. Experience online shopping that lets you pick up items in shopping malls near you. Browse deals, loan what you need, and loan anytime! The Loan App For Quick And Easy Repayments Repaying your Home Credit loan is as easy as our loan application process! Pay via our online payment partners like GCash, Palawanpay, and Maya. Want to pay over the counter? We are also available in Palawan Express, 7-11, SM Bills Payment, and Touchpay. Auto debit loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards. Buy Mobile Load, Pay Bills and Pay Via QR With Home Credit Qwarta With Qwarta, you can buy mobile load for Globe, Smart, Sun, Talk 'N Text, Touch Mobile and DITO! Pay on time with Qwarta to any of our 250+ billing partners in the app. You can also scan to pay at stores with QR Ph or using the QR codes of our partners like Maya or AUB. Enjoy Lazada promos and Cebu Pacific Flights with Qwarta! Use it to top up your Laz Wallet and purchase your next CebPac flight. Do more contactless payments with Qwarta, only on the Home Credit online loan app. The Lending App With A Credit Card Enjoy installment deals using your very own Home Credit Card! Track your installment shopping and keep your card secure with the Home Credit online loan app. The Loan App With P150,000 In Cash Loans Get up to 150,000 in cash loans that you can repay within 6 to 48 months, starting 30% Annual Percentage Rate (APR). Only one ID is needed to apply, and cash can be claimed in as fast as one minute. Enjoy hassle-free and fast processing times with the Home Credit online loan app. Interest Rates and Fees: Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a. Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds). Sample Loan Calculation: Cash Loan Amount: PHP15,000 Cash Loan Term: 12 months Interest Rate: 2.49% Monthly Installment: PHP1,461 Total Cash Loan Cost: PHP17,537 How we protect your privacy Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features. HC CONSUMER FINANCE PHILIPPINES, INC. Doing business under the name and style of HOME CREDIT SEC Reg. Number: CS201301354 Certificate of Authority Number 1071 issued 07 April 2017 Please read carefully the terms and conditions before proceeding with a loan transaction.