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- Cashalo - Cash Loan and Credit Vs. Tala: Fast Cash Peso Loan App
Cashalo - Cash Loan and Credit vs Tala: Fast Cash Peso Loan App Usage & Stats
Cashalo – Higit sa Cash, Kasalo
Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being.
Join thousands of other Filipinos using Cashalo to take control of their financial futures. Use it to pay for utility bills, school fees, manage expenses, grow your business, or treat yourself and your family.
Why choose Cashalo? Because Cashalo is Fast, Affordable, and LEGIT!
FAST
🎫 1 Valid ID 🎫
No collateral or references needed.
👌 Easy application 👌
Complete your transaction in minutes with a few simple steps
⏱️ Instant Payout ⏱️
Immediate money to your chosen e-wallet or bank
AFFORDABLE
💸 Low Daily Interest Rate 💸
Rates won’t burn a hole in your wallet
💯 No Kaltas 💯
Always receive the full amount; no hidden charges, no advance fees
📅 Convenient Terms 📅
Borrow responsibly with flexible due dates that work for you
LEGIT
🏛 SEC Registered 🏛
Adheres to SEC’s stance on transparency, responsible pricing, fair and respectful treatment of clients, and financial consumer protection
🔒 NPC Regulated 🔒
Committed to protecting your privacy and keeping your personal data safe under the guidance of NPC
📈 Reports to CIC 📈
Continuously shares your good borrower standing with the CIC to enhance your credit score¬¬¬¬
***
✅ We have the right product for your needs ✅
Cash Loan – Get cash of up to ₱11,000!
Lazada Loan - Top up your Lazada Wallet and shop safely from home
💸 Let’s say you need ₱2,000 💸
For example:
Amount borrowed: ₱2,000
Loan term: 90 days
Daily interest rate: 0.2%
Daily service fee: 0.3%
Total interest fee: 0.2% x 90 days x 2000 = ₱360
Total service fee: 0.3% x 90 days x 2000 = ₱540
Total repayment: 2000 + 360 + 540 = ₱2,900
Maximum daily effective interest rate (EIR): 0.5%
Maximum monthly EIR: 15%
Maximum Annual Percentage Rate (APR): 180%
Minimum repayment period - 61 days
Maximum repayment period - 180 days
***
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.To verify your identity, we require the following app permissions:
📍 Location - We use your location and device information to help us prevent fraud, validate information you provided, and calculate/assess your credit
📱 External Data about Other Apps - We use information about installed applications to help us prevent fraud and calculate/assess your credit
💬 SMS - We use SMS data to understand your financial activities, which helps us determine your eligibility for our services
***
Contact Us
Nandito kami para sa'yo, Kasalo!
For questions, feedbacks, or concerns, please contact us at:
Website: www.cashalo.com
Facebook: @CashaloPH
Instagram: @CashaloPH
🗺️ Address: Office 608, 6F Cyber One Building, 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan, Quezon City, Philippines
📧 Email: hello@cashalo.com
📞 Contact Number: +63 2 8470 6888
Cashalo is operated by Paloo Financing, Inc., a licensed financing company with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162.
Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Cashalo is regulated by the Securities and Exchange Commission, with email address at flcd_queries@sec.gov.ph.
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Get up to ₱25,000 cash instantly online. Low rates. Fast approvals. Apply in 5 minutes. No income proof needed. Download the app & get cash now!
👉 HOW IT WORKS
✔ Apply in 5 minutes
Download the app and answer a few questions so we can give you our best, customized offer. Only 1 valid ID is needed. No paperwork, collateral, or bank account needed.
✔ Choose your terms
Confirm your desired amount and select your target repayment date
✔ Get your cash
Send funds to your bank account, GCash, Coins.ph wallet, Tala wallet or your nearest padala center
✔ Repay easily
Pay via GCash, Coins.ph, ShopeePay, Lazada, 7-Eleven, Maya, ECPay, Cebuana Lhuillier, or M Lhuillier! Pay in full or make partial payments, anytime on or before your due date
✔ Borrow again
After repaying, answer a few short questions to receive your next round of funds
👉 WHO CAN APPLY?
✔ Any resident citizen of the Philippines and 18+ years old
✔ Has at least 1 valid ID and a mobile number
👉 KEY TALA FEATURES
✔ ULTIMATE CONTROL
• You choose your repayment date
• If your plans change, the cost of your line of credit will automatically adjust
✔ NO HIDDEN FEES
• Service fees as low as 0.43% per day
• Processing fee of 3.99% based on the borrowed amount
• All fees are collected on your chosen repayment date
• Get the full amount; no surprises
• Only pay for the days you need
✔ CONTINUOUS ACCESS TO FUNDS
• Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions)
✔ FAST LIMIT GROWTH
• Get limits up to ₱25,000
• Most customers can double their limit in just months with on-time repayment
✔ SECURE
• Tala secures your personal information with SSL encryption
• We treat all customers with respect, even if you are late on repayment
✔ REWARDING
• Earn ₱200 off the next time you borrow when you refer friends to Tala!*
Unlike other traditional online loan or cash loan apps, Tala is not a loan app but an enhanced credit experience with continuous always-on credit available to users with a good payment history.
PERSONAL CREDIT LINE TERMS
• Credit limit amounts: ₱1,000 to ₱25,000
• Processing fee of 3.99% of borrowed amount
• Daily service fee is charged on the amount of credit you borrow from 0.43-0.5% per day
• Late fee is equal to 5% of outstanding credit balance
• Monthly EIR: 14.86-15.00%
• Maximum Annual Percentage Rate (APR): 182.5%
• Applicable Tax (DST & GRT): N/A
Always study the terms and conditions and the disclosure statements before proceeding with any transaction
PRODUCT ENHANCEMENTS
We always work towards making our products better for our users. If you see offerings that differ from what is described above please don’t hesitate to contact us
PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties
CONTACT
Email: support@tala.ph
Website: tala.ph
Tala is operated by Tala Financing Philippines Inc., a licensed financing company and a registered operator of payment system (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132; OPS Registration No.: OPSCOR-2023-10)
* Referral terms & conditions: tala.ph/referrals
DISCLAIMER
Tala is not a cash loan app, money lending app or an online loan app. We provide continuous cash access to consumers in the form of a personal credit line. Tala is not associated with loan apps in the Philippines such as Cashalo, OLP, Home credit, Juanhand, Robocash, Peso loan, Pautang cash loan, Moneycat, Pesoq, Moca Moca, Billease, Digido, Utang loans, gcash, cashme, peramoo, mabilis cash, quickla, palawanpay, pesoredee, madaloan or maypera.
- Google Play Store
- Free
- Finance
Store Rank
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Cashalo - Cash Loan and Credit vs. Tala: Fast Cash Peso Loan App ranking comparison
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March 19, 2025