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- Cashalo - Cash Loan and Credit Vs. UnionBank Online
Cashalo - Cash Loan and Credit vs UnionBank Online Usage & Stats
Cashalo – Higit sa Cash, Kasalo
Cashalo is a fintech platform that delivers digital credit to Filipinos – helping them elevate their financial well-being.
Join thousands of other Filipinos using Cashalo to take control of their financial futures. Use it to pay for utility bills, school fees, manage expenses, grow your business, or treat yourself and your family.
Why choose Cashalo? Because Cashalo is Fast, Affordable, and LEGIT!
FAST
🎫 1 Valid ID 🎫
No collateral or references needed.
👌 Easy application 👌
Complete your transaction in minutes with a few simple steps
⏱️ Instant Payout ⏱️
Immediate money to your chosen e-wallet or bank
AFFORDABLE
💸 Low Daily Interest Rate 💸
Rates won’t burn a hole in your wallet
💯 No Kaltas 💯
Always receive the full amount; no hidden charges, no advance fees
📅 Convenient Terms 📅
Borrow responsibly with flexible due dates that work for you
LEGIT
🏛 SEC Registered 🏛
Adheres to SEC’s stance on transparency, responsible pricing, fair and respectful treatment of clients, and financial consumer protection
🔒 NPC Regulated 🔒
Committed to protecting your privacy and keeping your personal data safe under the guidance of NPC
📈 Reports to CIC 📈
Continuously shares your good borrower standing with the CIC to enhance your credit score¬¬¬¬
***
✅ We have the right product for your needs ✅
Cash Loan – Get cash of up to ₱11,000!
Lazada Loan - Top up your Lazada Wallet and shop safely from home
💸 Let’s say you need ₱2,000 💸
For example:
Amount borrowed: ₱2,000
Loan term: 90 days
Daily interest rate: 0.2%
Daily service fee: 0.3%
Total interest fee: 0.2% x 90 days x 2000 = ₱360
Total service fee: 0.3% x 90 days x 2000 = ₱540
Total repayment: 2000 + 360 + 540 = ₱2,900
Maximum daily effective interest rate (EIR): 0.5%
Maximum monthly EIR: 15%
Maximum Annual Percentage Rate (APR): 180%
Minimum repayment period - 61 days
Maximum repayment period - 180 days
***
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.To verify your identity, we require the following app permissions:
📍 Location - We use your location and device information to help us prevent fraud, validate information you provided, and calculate/assess your credit
📱 External Data about Other Apps - We use information about installed applications to help us prevent fraud and calculate/assess your credit
💬 SMS - We use SMS data to understand your financial activities, which helps us determine your eligibility for our services
***
Contact Us
Nandito kami para sa'yo, Kasalo!
For questions, feedbacks, or concerns, please contact us at:
Website: www.cashalo.com
Facebook: @CashaloPH
Instagram: @CashaloPH
🗺️ Address: Office 608, 6F Cyber One Building, 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan, Quezon City, Philippines
📧 Email: hello@cashalo.com
📞 Contact Number: +63 2 8470 6888
Cashalo is operated by Paloo Financing, Inc., a licensed financing company with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162.
Always study the terms and conditions and the disclosure statement before proceeding with any transaction. Cashalo is regulated by the Securities and Exchange Commission, with email address at flcd_queries@sec.gov.ph.
- Google Play Store
- Free
- Finance
Store Rank
- -
This is more than just another banking app. This puts your bank in the palm of your hand. You don’t have to put your life on hold, when you can bank securely whenever you want to, from wherever you want. Get started by opening an account in-app, without ever having to step into a branch. Easily manage your accounts, your cards, transfer funds, pay your bills and more, with just the tap of your finger.
Open an account
+ First Philippine bank that enables customers to open accounts through the app.
+ No need to visit the branch.
+ Choose between Personal Savings Account, PlayEveryday, Savings+, Lazada or GetGo.
+ Get a Visa debit card delivered to your home/office.
+ Immediately get a Lazada Virtual Debit card for online shopping.
Deposit checks 24x7
+ UnionBank checks clears after two hours – even during weekends and holidays.
+ Other bank's checks, follows industry cut-off and clearing hours.
Securely manage your accounts
+ View all your accounts and credit card balances in one place.
+ Real-time monitoring of your savings, checking or debit/ATM card activities.
+ View your credit card spend, points and statements.
+ Lock/unlock, set limits and transactions controls on your Visa credit cards.
+ Keep tabs on your loan repayments.
+ Secured access enabled by OTP and biometrics.
+ Self-service password reset and profile unblocking.
+ Track your rank, view your points and access the leaderboards with PlayEveryday.
+ Create Goals and start saving up for that investment, emergency fund, or whichever you aspire to achieve.
Easily Transfer Funds and Pay Bills
+ Transfer funds to anyone, to any bank, any time, without any enrolment or going to the branch.
+ Real-time crediting for transfers between your accounts or other UnionBank accounts.
+ Transfer to anyone for free with PESONet. Same or next business day crediting.
+ Transfer up to Php 50,000.00 to anyone with InstaPay. Real-time crediting for only PHP10.
+ Transfer your US Dollars to other local banks for only USD1! Made possible through PDDTS.
+ Pay your utility, phone, rent, school, and more. No need to enroll billers for payment.
+ Save accounts you frequently transfer to and bills you regularly pay.
+ Schedule recurring transfers and bills payments. No need to worry about due dates.
+ Send money to our partner Remittance Centers – Palawan Express, Cebuana Lhuillier, LBC & PeraHub.
Request for Payments or Split Bills
+ Send payment requests to another UnionBank Online user with just their mobile number. No more sharing of account numbers.
+ Split bills with your friends on UnionBank Online. No more worksheets to compute who owes who and how much.
+ Generate your own QR code and have your friends scan the QR to pay.
Schedule branch visit
+ Get ahead of the queue by scheduling your branch visit in the app.
+ Transact without any forms or signatures. Put all your transaction info on your scheduled visit.
+ Find the closest branch or ATM with the built-in locator.
Other Features
+ Activate your new credit card.
+ Redeem your Credit Card points.
+ Check for promos and discounts in our Voucher Wallet
+ Do USD/PHP conversion and view real-time FX rates.
Check our web version: https://online.unionbankph.com
2018 Best Retail Mobile Banking Experience by The Asset Magazine
2018 Online Banking Initiative of the Year by Asian Banking and Finance
2018 Best Technology Implementation - Front End by Retail Banker International (Highly Commended).
UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600. Member: PDIC. Maximum deposit insurance for each depositor: P500,000.
- Google Play Store
- Free
- Finance
Store Rank
- -
Cashalo - Cash Loan and Credit vs. UnionBank Online ranking comparison
Compare Cashalo - Cash Loan and Credit ranking trend in the past 28 days vs. UnionBank Online
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Cashalo - Cash Loan and Credit vs. UnionBank Online ranking by country comparison
Compare Cashalo - Cash Loan and Credit ranking trend in the past 28 days vs. UnionBank Online
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Cashalo - Cash Loan and Credit VS.
UnionBank Online
January 17, 2025