My Budget Book vs Zenmoney: expense tracker Usage & Stats

My Budget Book helps you manage your money more effectively through easy recording of your income and expenses. Using the individual or recurring transaction features, you’re able to track and forecast your balances. You can also visualize your records with dynamic charts and graphs. Budget mode allows you to set limits or goals, over custom periods of time. Buying too much clothing? Set a monthly cap. Spending too much on coffee-to-go? Set a weekly limit. Saving for a dream vacation? Set a savings target for every two weeks. Define limits for credit card accounts or other payment types. You can even toggle “rollover” for your budgets – account for every bit owed or saved! Highlights: • Offline: no Internet permission, to protect your privacy. (But you can easily share backups to the cloud.*) • No advertising or hidden in-app costs (only voluntary donations). • Personalize your Material Design layout including configurable dark mode. • Comprehensive views, with convenient tabs and a wide variety of sorting options. • Easily visualize your data as tables or graphs, understanding your income and expenses in a new way. • Manage multiple accounts and make transfers between them. • Customize your categories and subcategories to accurately reflect your unique situation. • Enable sorting that distinguishes specific categories, payment types, people, or groups. • Add photos or receipts to your transactions, to remember transaction details or reduce paper clutter. • Use reminders to help you make pending payments on time. • Set the beginning of the month based on your regular salary (e.g. the 1st or the 15th). • Reconcile your expenses with your bank statement. • Create your own templates to make transaction entry even easier. • Protect your sensitive data with a password or fingerprint (optional). • Import existing data or bank statements using the CSV import (other formats may be made available on request). • Export your data as an HTML, Excel, or CSV file, so you may view or print them with your computer. • Automatic local backups so you never lose your data. (Create your own any time as well.) • 4 widgets bring convenience to your home screen. An integrated and comprehensive manual helps you make the most of the features – if you can’t find it there, support is only an e-mail away. *Again, for security reasons, there is no Internet permission. To use the app on multiple devices, or to add automatic backups to your cloud, please read the chapter Synchronization in the integrated manual. My Budget Book is under active development, and improving your experience is a priority. Please feel free to test the app for a month. If it doesn’t fit your needs, just send an e-mail and you will get your money back. If you have any questions or suggestions, please send a message via the integrated Support function.

Google Play Store
Paid
Finance

Usage Rank

#112

Zenmoney: expense tracker

Rely on numbers when making decisions: 1. Clear analysis shows where your money is being spent. 2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure. 3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals. We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to. Creating a complete picture of your personal finances Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date. Getting your expenses organized With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed. Spending according to plan Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses. What’s more, we have a helpful bot in Telegram! He can: — warn you if something isn’t going according to plan — remind you about upcoming payments and subscriptions — highlight a significant increase in spending in a specific category — send regular updates regarding your financial status, such as comparing expenses from this month and last month — show the difference between your income and expenses. If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en