Chime – Mobile Banking vs Cash App Usage & Stats

Chime is The Most Loved Banking App®. Get Paid When You Say with MyPay™, overdraft fee-free with SpotMe®, and improve your credit with Credit Builder. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. The Chime® Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted. SAFE AND SECURE Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap. GET PAID WHEN YOU SAY™ Access up to $500^ of your pay any day you want with no credit check, no interest~, and no mandatory fees with MyPay. Get it for free within 24 hours, or instantly for only $2 per advance. OVERDRAFT UP TO $200* When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on Chime debit card purchases and in-network ATM withdrawals fee-free. SAY GOODBYE TO MONTHLY FEES Your Money Shouldn’t Cost Money.TM Chime has no monthly fees, minimum balance fees, or foreign transaction fees. Plus, access 50k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more. MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT Use the Credit Builder card¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest**, no annual fees, no credit check to apply. PAY ANYONE WITH NO TRANSFER FEES Send money to friends, family, or roommates as fast as a text – with no transfer fees. ––––– MyPay™ line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. ^MyPay is a line of credit. Available limits estimated are based on income and risk-based criteria and range between $20 – $500 per pay period. Chime Checking Account and qualifying direct deposits required to be eligible for MyPay. MyPay is currently only available in certain states. Terms and conditions apply, see www.chime.com/mypay for details. ~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details to www.chime.com/policies. *SpotMe® on Debit eligibility requirements apply. Overdraft with debit card only applies to debit card purchases and cash withdrawals. Limits start at $20 and may be increased up to $200. ‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. ¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. ²Avg 30 point FICO® Score 8 increase over time with regular on-time payments. Results may vary, see Chime.com/disclosures for details. **Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States. No customer support available at HQ. Customer support details available on the website.

Google Play Store
Free
Finance

Usage Rank

#173

Cash App

Cash App is the easy way to send, spend, save, and invest* your money. Download Cash App and create an account in minutes. SEND AND RECEIVE MONEY INSTANTLY AT NO COST With Cash App, you can send, request, and receive money from friends and family. It’s easy to pay friends or split rent with roommates. GET INSTANT DISCOUNTS Cash App Card is the only free* debit card with exclusive discounts on everyday spending. Pay with your card to save instantly at places you already shop, in person and online. Find offers right in the app—no points, no waiting. FILE YOUR TAXES FOR FREE Cash App Taxes makes filing your federal and state returns easy and 100% free—no hidden fees, no matter your tax situation. File with confidence knowing you get free audit defense and a max refund guarantee. Get your taxes done in minutes from a phone or computer at cash.app/taxes. Deposit your refund into Cash App. We do not guarantee when you will receive your refund. Timing estimates are dependent on the timing of your submission of a complete return and when the IRS submits your refund. Cash App, Block, Inc., and the Cash App Taxes is an independent company with no affiliation to any government entity. This app also doesn’t represent any government entity. The source of information for this app is IRS.gov as well as local tax authorities. RECEIVE YOUR PAYCHECK UP TO 2 DAYS EARLY Deposit paychecks, tax refunds, unemployment benefits, stimulus checks, and more into your Cash balance using your account and routing numbers. Deposits arrive up to 2 days faster compared to most banks. If you deposit $300 or more in paychecks in a month, you’re eligible to get up to $50 in free overdraft coverage. THE EASY WAY TO BITCOIN Cash App makes it easy to invest in bitcoin (BTC)**. You can buy it for as little as $1. And turn spare change into BTC every time you spend with Cash App’s Round Up feature. Set up direct deposit to get paid in bitcoin, and turn on recurring buys to grow your bitcoin over time. Send BTC to anyone, anywhere—in seconds—with the Lightning Network. And on Cash App your bitcoin is totally yours. Withdraw it to different wallets, anytime. BUY & SELL STOCKS COMMISSION-FREE Start investing and buying stocks with as little as $1.*** Track stocks, your investments, and follow companies to keep up with their performance.**** Regulatory and external transfer fees may apply, see the House Rules. GET A FREE* CUSTOM VISA DEBIT CARD Design your own Cash App Card and get it by mail. It’s a customizable, no-hidden-fee, secure Visa debit card that works everywhere Visa is accepted. You’ll also get a virtual card to instantly make purchases. Prepaid debit cards issued by Sutton Bank. ATM withdrawal fees may apply. START SAVING FOR GOALS Set goals and save for them automatically, when you want, or with your spare change with Round Ups. Save for a specific goal, or stash cash for a rainy day. It’s easy to start saving—no minimum balance, fees, or need for a separate account. CASH APP FOR EVERYONE 13 AND UP Now everyone 13 and up can send money to friends, get a Cash App Card, invest, and start saving with an account sponsored by a parent or guardian. *Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank. Free cards come in black or white. **Bitcoin services are provided by Block, Inc. ***Fractional shares are not transferable. For additional conditions and limitations, see the Cash App Investing Customer Agreement. ****Brokerage Services are provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. Investing involves risk; you may lose money. This is not a recommendation for you to transact in securities. Company names and logos are shown for illustrative purposes only and are not endorsements. Contact Cash App Support by phone at (800) 969-1940 or mail at: Block, Inc. 1955 Broadway, Suite 600 Oakland, CA 94612