KreditMe vs Talao wallet Usage & Stats

APP Name:KreditMe 【APP Introduction】 KreditMe is a platform that focuses on serving users who need short-term loans. It will provide users with safe and reliable loan services. Ideal: Establish a healthy and good lending relationship between the platform and users. 【Application Conditions】 1. Citizens holding a Sri Lankan identity card 2. Age must be between 18-65 years old 4. Have a bank account in Sri Lanka 3. Ability to repay 【Application Purpose】 1. Download the app (KreditMe) 2. Fill in your real information 3. Apply for a loan within the app 4. After approval, the loan amount will be transferred directly to the user's bank account 【Product Description】 Loan amount - 5000 to 85000 LKR Loan term - 91 days to 365 days - APR: 3% to 12% per annum - Management Fee - 1% to 5% Late Fees Late fees of up to 0.1% per day (up to 18% of the overdue amount) are charged. There are no other secret fees on your loan. - Users will only be penalized for late payment of scheduled payments. 【For Example】 APR 12% (per annum) 5000 LKR loan with a term of 91 days Loan interest = 5000LKR x 12% / 365 x 92 = LKR 151.2 Loan Fee = 5000 LKR x 3% = 150 LKR Total loan = 5,000 LKR The total loan amount is 4850 LKR (50,000 to 1,500 LKR). The total loan that needs to be repaid is 5151.2 LKR (5000 LKR + 151.2 LKR). - Repayment of 5151.2 LKR due 【Information Security】 User information is absolutely safe. All information is encrypted and protected, and we do not share user data with any third parties. 【Contact Us】 Name of Company: EAZEFIN (PRIVATE) LIMITED Address: NO 5 BETHESDA PLACE，OFF DICKMANS ROAD，COLOMBO 04 Email: info@kredit-one.com Phone: 0754182313

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Talao wallet

This app is the digital version of your wallet. Collect attestations, certificates, membership cards, permits, identity passes, loyalty cards, payment cards, tickets and diplomas issued by institutions, companies, universities and associations. These signed electronic documents prove your identity and your rights to third parties. With these credentials you can, for example, connect to an internet service without even having an account and password, buy online while keeping control of your personal data, use your smartphone to access offices, a performance hall…. You will also soon be able to carry out online all the procedures that previously required face to face. Your personal data is stored only on your smartphone, it cannot be seen by anyone and as with your traditional credentials you alone present it to whomever you wish. Welcome to the future of Digital Identity ! “SSI” (Self Sovereign Identity) refers to a digital identity model that more closely corresponds to the management of identity in real life, with its expectations of privacy and direct, granular control. Concretely, we keep our identity documents in electronic form in a smartphone application called a “wallet” and we present them to access services on the internet only if necessary. SSI has been strongly supported and is being prototyped by the European Commission as the preferred model of digital identity for years to come. The protection of the user's personal data has also been a primary concern. It resulted in the strict application of the rules of the GDPR and in particular by the use of DID formats that do not require writing on a blockchain as well as by the request for the user's explicit consent on certain actions. The wallet code is open source under the Apache-2 license available on github. The wallet is free to download in 5 languages. Technical specifications: Decentralized Identifiers : did:tz, did:key, did:web, did:ethr, did:sol, did:pkh, did:ion Revocation of VCs: RevocationList2020 SDK development : didkit https://github.com/spruceid/ssi from SpruceID for Rust, PHP, Python, NodeJS, java, C, Flutter/Dart, ... Wallet templates: Over 18 proof, Decentralized KYC, Diplomas, Certificate of employment, Experience certificate, Skills certificate, company pass , Proof of email, Proof of telephone, Loyalty card, Vouchers, Gift card, Membership cards, Student card, Resident card,... Wallet languages: English, French, German, Spanish, Italian https://Talao.io contact@talao.io