Liobank - Mobile Banking app vs DBS PayLah! Usage & Stats

Liobank is a digital bank established by Orient Commercial Joint Stock Bank (OCB) and supervised by the State Bank of Vietnam. We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card. Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each. 27 reasons why Liobank will become your favorite bank: 💳 2-in-1 card with combined credit and debit features and instant cashback. 💰 Credit limit of up to 200,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork. 🤑 Pay and get up to 10% cashback on your spending and mobile top-ups cashback. 💸 Cash loans up to 100,000,000đ, flexible tenors from 6–12 months and interest rates starting from 3.5% per month. 🏦 Installment plans for up to 24 months with a low fee of only 1.7% per month. 📈 6,9% interest on your personal funds with the Savings Account Feature. 🚫 Zero fees for fast money transfers, payments, mobile top-ups, and utility payments. 💱 Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee. 💼 Supports Google Pay 🍀 Set your own lucky account number – it's free! 📫 Payment reminders and utilities payments notifications to pay for your bills. 🐷 "Piggy" to save for your dreams and earn 4,75% annual interest. 🔒 Control payments for linked services directly in the Liobank internet banking app with subscription management. 📳 Shake your phone to pay and make transfers to people nearby without needing card or phone numbers. 🍽️ Split bills for cafes or taxis among friends. 📲 Seamlessly transfer money funds using your phone contact list. 🎉 Add beautiful photos to your money transfers and congratulate your friends in the most original way! 🚫 Cancel a payment within 10 seconds if you make a mistake. 💸 Respond to payments with a single touch and repeat previous payments instantly. 🔒 Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits. 📊 Easily access and export card statements via the internet banking app. 🏷️ Label expenses with tags and build convenient finance analytics. 🎉 Collect rewards for actively using your bank card. 👤 Use "Incognito" mode for privacy, concealing your balance and transaction amounts. 🌈 Change your app background color with a tap. 🌙 Use dark mode. 😄 React to payments with emojis instead of "thank you" or "money received." 📛 Choose how we address you. It could be fun when you speak with support. 🤖 No chatbots - speak directly with our experienced support professionals anytime, anywhere. Get your perfect Liobank 2-in-1 credit and debit card today! Address: The Hallmark Building, 15 Tran Bach Dang Street, An Khanh Ward, Ho Chi Minh City. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005