NextFin: Instant loan vs Pazcare Usage & Stats
NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app.
Why NextFin?
1. An RBI registered NBFC established in 1997
2. Annual Percentage Rate (APR): Up to 36% p.a.
3. Secured & Unsecured Loans
4. Complete digital process for loan application
5. Get money directly in your bank account
How to apply for an easy loan with NextFin?
1. Download NextFin app & Login
2. Fill in your basic profile details
3. Provide employment history, home & office address details
4. Select the type of loan, amount & tenure
5. Upload the required documents
6. Approval will be communicated instantly
7. Loan agreement is signed (digitally or physically)
8. Loan is disbursed within 24 hours
Loan Products:
* Mini Loans: Personal Loans up to Rs 50k (Pan India)
* Jumbo Loans: Personal Loans up to Rs 1 Lakh (Tier 1 Cities only)
* Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing)
1. Unsecured Personal Loan - A flexible loan option for salaried professionals. All you need is your PAN Card, Salary Proof & Address Proof to avail ₹5,000 to ₹50,000 for a tenure ranging from 62 days to 12 months.
Fees, Charges & Tenure
⭐ Amount: ₹5,000 to ₹50,000
⭐ Processing Fees: 6% + 18% GST
⭐ Tenure: 62 days - 6 months
⭐ APR: 12% - 36% (depending on risk profile)
⭐ Sample: A Salary Advance loan of ₹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ₹33,942 (including processing fees ₹2124 principal amount of ₹30000 and interest amount of ₹1818) for a monthly instalment of ₹10606 for 3 months.
⭐ Penalty charges of 0.6% per day & Bounce Charges of ₹750 on non-repayment of EMIs. Loans can be foreclosed after 3 months.
2. Secured Personal Loan - A personal loan option where you can avail amounts of upto ₹5 crores against collateral. We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans.
Fees, Charges & Tenure
⭐ Amount: ₹50,000 to ₹5,00,00,000
⭐ Processing Fees: 5% + 18% GST
⭐ Loan Tenure period: 3 months - 10 years
⭐ APR: Starts at 12% depending on risk profile and collateral provided
⭐ Sample: A Secured Loan of ₹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ₹1,15,916 (including processing fees ₹5900, principal amount of ₹1,00,000 and interest amount of ₹10,016) and a monthly installment of ₹9168 for 12 months.
⭐ Penalty charges as applicable & Bounce Charges of ₹1000 on non-repayment of EMIs and Zero prepayment charges for loans.
Privacy Policy
Please read our privacy policy mentioned here to know how we handle your data https://www.nextfin.in/privacy-policy/
Our Lending Partners
We only provide loans through our NBFC - Amar Amba Finance Hire Purchase Private Limited
RBI Certificate
https://www.nextfin.in/rbi-registration-certificate/
Contact Us:
Mail us on support@nextfin.in
Call us on +918447804814
(Mon-Sat 10:00 AM - 6:00 PM)
Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002
- Google Play Store
- Paid
- Finance
Store Rank
- -
How do you stay on top of your workplace benefits provided by your employer?
The older way of calling and emailing has long disappeared. Employees like you want a more seamless experience while exercising workplace benefits.
Introducing Pazcare - an all in one mobile application for employees to access their insurance information.
Access your insurance information - Know what’s included in your healthcare plan and utilise it to the fullest.
Enjoy flexible benefits - Get notified about doctor consultations, health checkups and other mental wellness programs.
24*7 Support - 24*7 assistance provided to all employers and employees.
**Please Note**
To use the Pazcare app you must have a Pazcare account through your employer.
About Pazcare
Pazcare is the nations #1 employee benefits and insurtech platform for employers. We help bridge the employer-employee communication gap and make it seamless for people like you to access workplace benefits.
Pazcare's Stepathon - Corporate Wellness Steps Challenge
Pazcare's Stepathon is a corporate wellness program that lets you compete with your colleagues to see who can take the most steps. By integrating with Health Connect, we can securely track your steps, distance, and calories burned to power our fun and motivating step challenges.
Key Features:
Track your steps, distance, and calories burned through Health Connect
Compare your progress with colleagues across your company
Earn rewards and recognition for your participation and achievements
Privacy-focused data handling in compliance with Health Connect policies
To learn more about our data practices, please review our privacy policy: https://www.pazcare.com/privacy
Pazcare is committed to protecting your personal and health data. We use industry-standard encryption, limit data access to authorized personnel, and do not sell or share your information for any unauthorized purposes. Your privacy is our top priority.
- Google Play Store
- Free
- Finance
Store Rank
- -
NextFin: Instant loan VS. 
PazcareFebruary 25, 2026