Netspend Wallet vs GO2bank: Mobile banking Usage & Stats

Revolutionize the way you manage your money with Netspend. Some of the advantages of joining Netspend: • Manage your accounts wisely on the go with convenience: Check balances, pay bills, & more – all at your fingertips, anytime and anywhere. Works with Google Pay & Apple Pay! • No hidden fees: Say goodbye to surprise charges. With Netspend, you get transparent fees upfront, so you always know where your money goes. • Budgeting made easy: Make your finances your ally and track your spending in real-time including pending transactions & transaction history to stay within your budget. • Direct deposit: Get paid up to 2 days faster with direct deposit¹. • Security first: Temporarily suspend your card in case of loss or theft & quickly regain access with ease. • No Credit Check⁴: Joining Netspend doesn’t require a credit check⁴. • Anytime Alerts: Don’t chase your money. Stay in the know with your Netspend account when you're on the go! Sign up and your phone will chime and your email will alert you so you can stay ahead of your money! Netspend is good for: • People & families wanting to manage their finances on the go • Unbanked or underbanked individuals • Freelancers who need flexibility in their financial solutions Join millions of customers who trust their money with Netspend. Sign up today! ¹ Based on comparison of our ACH processing policy vs. posting funds at settlement. ² No minimum balance necessary to open an optional Savings Account. Because Savings Account funds are withdrawn through the Card Account or Deposit Account, Card Account or Deposit Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form.If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account, your request will be declined. The Netspend Savings Account or All-Access Savings Account is made available to Netspend Cardholders or All-Access Accountholders through Pathward, N.A., Member FDIC. ³ Based on the national rate as of 1/ 16/2024 which is published by the FDIC & is calculated based on a simple average of rates paid by all insured depository institutions & branches for which data are available.To find the latest national rate as published by the FDIC, please visit https:/ / www.fdic.gov/ regulations/ resources/ rates/ ⁴ Subject to card activation or Deposit Account registration & ID verification. Terms & Costs Apply. Card issued or Deposit Account established by Pathward, N.A., Member FDIC. ⁵ Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder's or Accountholder's funds held on deposit at Pathward, N.A.

Google Play Store
Free
Finance

Usage Rank

#2,114

GO2bank: Mobile banking

GO2bank™ is the banking app built for everyday people with no hidden fees² and no monthly fees with eligible direct deposit¹. Otherwise, $5 per month. Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Withdraw cash for free at our free nationwide ATM network⁷. Deposit cash at retailers nationwide. Earn more with our 4.50% APY on savings¹¹. Get up to $200 in overdraft protection after eligible direct deposits and opt-in³. Build credit with the GO2bank Secured Visa® Credit Card with no annual fee⁵ and no credit check⁴. Keep your money safe with card lock/unlock⁸. Get fraud alerts if we ever see anything shady¹⁰. Plus, the money in your account is FDIC-insured⁹. Download the app to open an account or visit GO2bank.com to learn more. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions. 1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. 2. See our simple fees chart at GO2bank.com. 3. Fees, terms and conditions apply. Learn more at GO2bank.com. 4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. 5. Annual Percentage Rate is 22.99% and is accurate as of 1/1/2025. For information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com. 6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. 7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply. 8. Previously authorized transactions and deposits/transfers to your account will function with a locked card. 9. Green Dot Bank also operates under the following registered names: GO2bank, GoBank and Bonneville Bank. All other registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. 10. Message and data rates apply. 11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of Jan 2025. APY may change before or after you open an account. 12. Retail service fee up to $4.95 and limits apply. All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Technology Privacy Statement - https://www.go2bank.com/techprivacy