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Navi: UPI, Investments & Loans
Navi: UPI, Investments & Loans Vs. Bajaj Finserv: Loans, UPI & FD

Navi: UPI, Investments & Loans vs Bajaj Finserv: Loans, UPI & FD Usage & Stats

Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features ✅ Instantly transfer money to anyone, anytime ✅ Pay bills and recharge online ✅ Conveniently scan and pay at any store ✅ Seamlessly make online payments on various apps ✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features ✅ Diversify your portfolio with Domestic and International Funds ✅ Investment starts with as low as ₹10 (except for ELSS tax saver index fund) ✅ Flexible investment options with weekly/monthly SIP ✅ One of the Lowest expense ratio for affordable investing Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully. Navi Gold Features ✅ 24K Digital Gold ✅ 99.9% purity ✅ Investment starts with just ₹10 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features ✅ Coverage up to ₹1 crore ✅ Health insurance premiums starting at just ₹235* per month ✅ Experience quality healthcare at over 11,000+ network hospitals* ✅ Cashless claim settlement within 20 minutes* ✅ Benefit from 100% coverage* of hospital bills through a paperless process 4. Navi Cash Loan Access instant cash loans of up to ₹20 lakh Navi Cash Loan features ✅ Enjoy competitive interest rates up to 26% per annum ✅ Choose from flexible loan tenures ranging from 3 to 84 months ✅ Experience a fully digital loan process with instant fund transfer to your bank account ✅ Qualify with a minimum household income of ₹3 Lakh per annum Example of How Navi Cash Loan works: Loan Amount = ₹30,000 APR* (ROI) = 12% EMI = ₹2,800 Total Interest Payable = ₹2,800 x 12 months - ₹30,000 = ₹3,600 Total Amount Payable = ₹2,800 x 12 months = ₹33,600 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. For Navi, APR is equal to ROI (Rate of Interest) as we don't charge any additional fees. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes Navi Home Loan Features ✅ Loan Amount up to ₹5 Crore ✅ Interest Rate up to 13% ✅ Loan Tenure up to 30 Years ✅ Zero Processing Fees ✅ Up to 90% LTV ✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad 6. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi - Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018. - Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI. - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. - Navi UPI is NPCI approved.

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Bajaj Finserv: Loans, UPI & FD

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI. Instant Personal Loan App ● Get instant personal loans up to ₹55 Lakh with this loan app. ● Doctors & Chartered Accountants can get funding via professional loans. ● Self-employed individuals can get affordable business loans. Highlights of Personal Loan ✔️ Loan Amount: ₹20,000 to ₹55 Lakh ✔️ Repayment Tenure: 6 to 96 months ✔️ Rate of Interest: 10% to 32% ✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes) Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340. Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product. Shop on Easy EMIs ● Shop from 1 million+ products at 1.5 lakh+ stores across India. ● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs. ● Shop genuine products from top brands with exciting offers and discounts. Recharge & Bill Payments in One Place ● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app. ● Recharge your mobile numbers, DTH & FASTag from leading providers. ● Instantly pay fees towards education, clubs & associations, housing societies, etc. ● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments. Payments Simplified with BHIM UPI App ● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN. ● Add money to your Bajaj Pay Wallet & make payments in seconds. Earn as You Spend with Credit Cards ● Apply for the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card in a few steps. ● Get reward points on your spending & enjoy perks such as free cash withdrawal, fuel surcharge waiver, airport lounge access, and more. Invest with Ease in Fixed Deposits ● Get high ROI on fresh FDs and renewal of existing FDs. ● Enjoy special rates on Digital FD through the app. ● You can start investing in FD online for just ₹15,000 and get a loan against it. ● Secure your savings with high-yield FD. Mutual Funds for Everyone ● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App. ● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum. ● Pay monthly mutual fund investment via UPI. ● Make the most of your investment by paying 0% distributor commission. Insurance for Every Need ● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more. ● Getting insurance is even easier with a 100% digital process. One App for All Needs ● Fulfill your shopping and travel needs on one platform with 100+ brand partners. Features ● Find all your financial transactions in one place ● Calculate your EMIs for your preferred tenure using the EMI Calculator ● Check your CIBIL score and get the credit health report online ● Download your loan account statements ● Get quick assistance & timely resolution for your queries Contact Us: Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014