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Navi: UPI, Investments & Loans
Navi: UPI, Investments & Loans Vs. Stashfin - Personal Loan App

Navi: UPI, Investments & Loans vs Stashfin - Personal Loan App Usage & Stats

Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features ✅ Instantly transfer money to anyone, anytime ✅ Pay bills and recharge online ✅ Conveniently scan and pay at any store ✅ Seamlessly make online payments on various apps ✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features ✅ Diversify your portfolio with Domestic and International Funds ✅ Investment starts with as low as ₹10 (except for ELSS tax saver index fund) ✅ Flexible investment options with weekly/monthly SIP ✅ One of the Lowest expense ratio for affordable investing Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully. Navi Gold Features ✅ 24K Digital Gold ✅ 99.9% purity ✅ Investment starts with just ₹10 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features ✅ Coverage up to ₹3 crore ✅ Health insurance premiums starting at just ₹413* per month ✅ Experience quality healthcare at over 12,000+ network hospitals* ✅ Cashless claim settlement within 20 minutes* ✅ Benefit from 100% coverage* of hospital bills through a paperless process 4. Navi Cash Loan Access instant cash loans of up to ₹20 lakh Navi Cash Loan features ✅ Enjoy competitive interest rates up to 26% per annum ✅ Choose from flexible loan tenures ranging from 3 to 84 months ✅ Experience a fully digital loan process with instant fund transfer to your bank account ✅ Qualify with a minimum household income of ₹3 Lakh per annum Example of How Navi Cash Loan works: Loan Amount = ₹30,000 APR* (ROI) = 12% EMI = ₹2,800 Total Interest Payable = ₹2,800 x 12 months - ₹30,000 = ₹3,600 Total Amount Payable = ₹2,800 x 12 months = ₹33,600 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. For Navi, APR is equal to ROI (Rate of Interest) as we don't charge any additional fees. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes Navi Home Loan Features ✅ Loan Amount up to ₹5 Crore ✅ Interest Rate up to 13% ✅ Loan Tenure up to 30 Years ✅ Zero Processing Fees ✅ Up to 90% LTV ✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad 6. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi - Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018. - Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI. - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. - Navi UPI is NPCI approved.

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Stashfin - Personal Loan App

Stashfin is your one-stop solution for all your financial needs. Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands. Download the Stashfin app today and unlock your financial superpower! Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI). 1) Stashfin Personal Loan and Credit Line: - Get Personal Loan up to ₹5 lakhs straight in to your bank account - 24*7 access to funds from ₹1,000 to ₹5,00,000 - Interest free period of up to 30 days - Pay interest only on the funds you use - Competitive interest rates - Fully digital loan process, instant approval, and quick loan disbursal - Transparent pricing and no hidden fees. - 100% safe and secure process 2) Corporate Bonds - High returns of up to 16% annually - Investments start with just ₹10,000 - Fixed monthly interest on your investment - Low volatility than the equity markets 3) Insurance Comprehensive insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds - Wallet Protection - Income Protection - Loan Protection - Travel Insurance - UPI Fraud Protection - Device Protection 4) Credit Builder Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores. - Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation. - Regular Repayments: Encourages timely repayments to demonstrate financial discipline. - Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time. - Access to Financial Services: Opens doors to better loan options and financial products in the future. 5) Vouchers Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly. - Shop & Save: Get shopping vouchers from top e-commerce and retail platforms. - Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers. - Entertainment Perks: Access subscriptions and movie deals for endless fun. How does Stashfin Work? • Download the Stashfin App and register with your phone number • Fill in your details and upload verification documents • Once verified, the final loan application status can be checked on the App or via SMS. • Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number. Eligibility Criteria to Apply for Instant Personal Loan, you should be- • an Indian Citizen • Above the age of 18 Documents Required for Instant Personal Loan- • Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) • Identity Proof (PAN ID) In some cases, you may be also asked for, • Bank Statement • ITR/ GST Paper Sample EMI calculation: Loan Amount: ₹10,000 Loan Tenure: 3 months Rate of Interest: 11.99% p.a. Processing Fee: ₹0 Total Interest: ₹167 Loan EMI: ₹3389 APR: 11.99% Amount Disbursed: ₹10,000 Total Loan Repayment Amount: ₹10,167 *There is a small transaction fee for selected customers with 0% interest for 30 days. About Stashfin's Free Credit Period Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount. An individual’s credit history determines his eligible credit line on Stashfin. Contact Us: Mail: grievance.officer@stashfin.com Call: +91-9289108507 Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011