Home
Free App Analytics
Navi: UPI, Investments & Loans
Navi: UPI, Investments & Loans Vs. Shriram One: FD, UPI, Loans

Navi: UPI, Investments & Loans vs Shriram One: FD, UPI, Loans Usage & Stats

Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience. From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being. 1. Navi UPI Simplify money transfers with Navi UPI (NPCI Approved). Navi UPI Features ✅ Instantly transfer money to anyone, anytime ✅ Pay bills and recharge online ✅ Conveniently scan and pay at any store ✅ Seamlessly make online payments on various apps ✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required 2. Investments Discover diverse investment opportunities with mutual funds and digital gold. Navi Mutual Fund Features ✅ Diversify your portfolio with Domestic and International Funds ✅ Investment starts with as low as ₹10 (except for ELSS tax saver index fund) ✅ Flexible investment options with weekly/monthly SIP ✅ One of the Lowest expense ratio for affordable investing Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully. Navi Gold Features ✅ 24K Digital Gold ✅ 99.9% purity ✅ Investment starts with just ₹10 3. Navi Health Insurance Safeguard yourself and your family's financial future with Navi Health Insurance. Navi Health Insurance Features ✅ Coverage up to ₹1 crore ✅ Health insurance premiums starting at just ₹235* per month ✅ Experience quality healthcare at over 11,000+ network hospitals* ✅ Cashless claim settlement within 20 minutes* ✅ Benefit from 100% coverage* of hospital bills through a paperless process 4. Navi Cash Loan Access instant cash loans of up to ₹20 lakh Navi Cash Loan features ✅ Enjoy competitive interest rates up to 26% per annum ✅ Choose from flexible loan tenures ranging from 3 to 84 months ✅ Experience a fully digital loan process with instant fund transfer to your bank account ✅ Qualify with a minimum household income of ₹3 Lakh per annum Example of How Navi Cash Loan works: Loan Amount = ₹30,000 APR* (ROI) = 12% EMI = ₹2,800 Total Interest Payable = ₹2,800 x 12 months - ₹30,000 = ₹3,600 Total Amount Payable = ₹2,800 x 12 months = ₹33,600 *Note: These numbers are for representation purposes only. Final APR will depend on the customer's credit assessment. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you. For Navi, APR is equal to ROI (Rate of Interest) as we don't charge any additional fees. 5. Navi Home Loan Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes Navi Home Loan Features ✅ Loan Amount up to ₹5 Crore ✅ Interest Rate up to 13% ✅ Loan Tenure up to 30 Years ✅ Zero Processing Fees ✅ Up to 90% LTV ✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad 6. Referral Program Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral. About Navi - Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018. - Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI. - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer. - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors. - Navi UPI is NPCI approved.

Google Play Store
Free
Finance

Store Rank

- -

Shriram One: FD, UPI, Loans

UPI payments, Bill Payments, Recharges, Loans, Fixed Deposit, Insurance & more Shriram One is your trusted financial partner for everyday needs. Explore our comprehensive suite of services, including: • Investments – Fixed Deposit, Fixed Investment Plan • Loans – Personal, Business, Two & Four wheelers, Used Car, Commercial Vehicles and Gold Loans • Insurance – General - Two Wheeler & Four wheeler Insurance; Life Insurance – Savings, Retirement, Child & Protection Plans • Bill Payments – Make Prepaid Mobile Recharge, pay Electricity bill and other utility bill payments on Shriram One • UPI – Scan & Pay any QR, Send or receive money via UPI, Split Expenses and more • Shriram One Exclusive – Discover exclusive offerings like Digital Gold, Shriram One Care and more • Other Offerings – Access 10+ financial calculators, view vehicle info, popular services – book travel tickets, hotels, check cricket score, play games and more Investments Our investments are tailored to meet your needs, they offer attractive interest rates, flexible tenures with a high degree of safety • Shriram Fixed Deposit: Invest in Shriram Unnati Fixed Deposit for steady savings, growth and generate inflation-beating returns. Maximise your savings with Shriram Finance high-yielding Fixed Deposit. Invest and earn interest rate up to 9.40%* p.a. (inclusive of 0.50% for Senior Citizens and 0.10% for Women Depositors) • Fixed Investment Plan: Easily start your FIP by investing just ₹1,000 per month • Digital Gold: Invest in the timeless value of gold with Digital Gold. Buy, sell, or hold gold digitally & securely Secure UPI Payments Shriram One UPI enables you to scan any QR to send/receive money instantly to anyone. check a/c balance, set autopay, track your UPI expenses and transaction history, request money and more. Bill Payments and Recharges Recharge your mobile (Prepaid and postpaid), DTH, Landline, FASTag recharge, loan repayment, Insurance, credit card bill payment, broadband, cable TV, water & electricity bills Loans We offer customized loan solutions. Obtain a personal loan to support your dreams or get a business loan to fuel your entrepreneurial ambitions. • Personal loan: Apply for personal loan up to ₹15 lakhs. We offer flexible repayment options (12 to 60 months), with no collateral at competitive interest rates (11%* to 36%* APR). Example Loan Amount of ₹1,00,000 for 24 months may have an interest rate of 12% p.a. (1% p.m. for 24 months - interest rate calculated on reducing balance method) with EMI ₹4,707, the total interest payable would be ₹4,707 x 24 months - ₹1,00,000 = ₹12,968 The processing fees (excl. GST) is ₹2,000 and the disbursed amount - ₹1,00,000 - ₹2,000 = ₹98,000 Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968 Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968 The total amount payable will be ₹1,14,968 (incl. Processing Fee). *Note: These numbers are indicative. Final interest rate & APR will depend on the customer’s creditworthiness and assessment • Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and competitive interest rates. • Business loan: Grow your business with a Shriram Business Loan. • Commercial Vehicle Loans: Get financing for your transport business and grow your fleet. • Used Car Loan: Get instant loan up to 85% of your vehicle's value, from ₹1 lakh upwards. • Gold Loan: Get fast and easy access to cash by pledging your gold with us. Insurance We offer a range of insurance products. Our offerings in general insurance encompasses motor insurance - Two-wheeler, Four-Wheeler, Commercial Vehicle Insurance and more. We also offer a broad range of life insurance products such as savings plans, Child plans, Protection and retirement plans.