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Klarna | Shop now. Pay later.
Klarna | Shop now. Pay later. Vs. Zip - Buy Now, Pay Later

Klarna | Shop now. Pay later. vs Zip - Buy Now, Pay Later Usage & Stats

MANAGE YOUR PAYMENTS. Get a complete overview of your purchases, upcoming payments, and outstanding balance. Stay on track by activating push notification reminders. SHOP AT YOUR FAVORITE BRANDS. Access Klarna's flexible payment options anywhere, and unlock cashback rewards at top stores—exclusively in the Klarna app. You can Pay now, Pay in 4 interest-free payments, Pay in 30 days, or Pay over time. UP TO 10% CASHBACK. Shop in the app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store. GET THE KLARNA CARD. Use Klarna at the coffee shop, mall, or restaurant—wherever Visa is accepted. Pay later or over time, shop abroad without additional foreign exchange fees, and enjoy no monthly or annual fees. UNLOCK YOUR KLARNA BALANCE. Earn money when you shop. Get cashback from Klarna purchases and receive lightning-fast refunds. Open your Klarna balance in minutes for free, add money instantly, and start collecting your cashback. SHOP NOW. PAY LATER. Split the cost of your purchase from any Klarna app store into 4 smaller, interest-free payments. And it works just as easily in-store with Apple Pay. So get what you love today and pay later. NEW DEALS EVERY DAY. Shop and save with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a tap, and check back tomorrow—new offers are added all the time. TRACK ALL YOUR DELIVERIES. Get live updates with delivery times, pickup codes, and even pickup location photos. Track your purchase from store to door in the Klarna app. HASSLE-FREE RETURNS. Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime. INSTANT SHOPPING CONFIRMATION. No one likes to wait. When you buy something in the Klarna app, you'll see your purchase just seconds after you place the order. 24/7 CUSTOMER SERVICE. Use our chat in the Klarna app for round-the-clock service. DIGITISE YOUR LOYALTY CARDS Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds. // CA resident loans made or arranged pursuant to a California Financing Law license. //

Google Play Store
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#518

Zip - Buy Now, Pay Later

Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later where they want with the Zip app. Split payments into 4 easy installments, pay over 6 weeks¹, and enjoy shopping at millions of online and in-store retailers2. If you’re a super deal finder, this is the smarter way to find great deals, shop now, pay later, and stretch your funds. SPLIT ANY PURCHASE IN 4¹ Buy now, pay later: shop your favorite brands and pay with your linked account in 4 payments over 6 weeks¹. Get an instant decision³, with no long application forms or hassle. USE ZIP WHERE YOU WANT, ONLINE OR IN-STORE² Install our app and use Zip (previously Quadpay) pretty much anywhere to shop now and pay later — whether online or in-store². To make payments seamless, add Zip to your Apple Wallet or Google Pay for easy access, with amazing shopping at millions of stores². Our buy now, pay later platform helps you pay for your shopping in 4 payments¹. When you use Zip (previously Quadpay), there is no impact on your credit score. We’ll let you know when installments are due, so you’re on top of your split payments & purchases. If you’re a great deal finder, you’ll love Zip, which allows you to shop now and pay later in 4 payments¹. HOW DO I USE ZIP? Install the app and link your payment card to start shopping in millions of online and in-store retailers2. Check out our deal finder, browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app at places that accept Visa4. Enter the amount you’d like to spend (including any taxes or shipping costs!). Your purchase will be split into 4 payments over 6 weeks¹, taking the worry and hassle out of shopping by allowing you to shop now, pay later. Easily track your spending, view transaction history, and manage split payments in the app. Update or change your account details, including payment method, at any time. Get answers to frequently asked questions and contact our support team directly from the app. CONNECT WITH US For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram. https://www.instagram.com/zip_usa/ ¹For example, for a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement - you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval. ²Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply. ³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license. ⁴VISA is a trademark owned by Visa International Service Association and used under license