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MoneyLion: Bank & Earn Rewards
MoneyLion: Bank & Earn Rewards Vs. Cleo AI: Cash advance & Credit

MoneyLion: Bank & Earn Rewards vs Cleo AI: Cash advance & Credit Usage & Stats

Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advances & cashback rewards for extra money when you need it. BANKING WITH ROARMONEY - GET PAID EARLY (UP TO 2 DAYS)² Fast forward to payday with RoarMoney℠ direct deposit. Open a RoarMoney banking account and invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits! CASHBACK & REWARDS- MONEYLION WOW⁷ Get your cash back and even earn rewards on big financial decisions or everyday spending. Protect yourself when life throws you a curveball, with exclusive benefits like cell phone insurance, travel protection and more. CASH ADVANCES UP TO $500¹ Access up to $500 of your paycheck, any day with Instacash℠ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check. FAST LOAN OFFERS⁵ Need to borrow money? Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, savings accounts, & more. CREDIT BUILDER LOAN⁶ Improve your credit score with a Credit Builder loan of up to $1000 & exclusive services with a membership. MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally Bank, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Ibotta, Earnin, Empower, Cleo, Brigit, or Kikoff 1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements. Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information. 2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit. 3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature. 5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all. 6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506 249 W 17th St, 4th Fl, New York, NY 10011

Google Play Store
Free
Finance

Usage Rank

#949

Cleo AI: Cash advance & Credit

A personal financial coach you can actually talk to about your daily, weekly or monthly budget. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments. Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death).Want to know how much you spent on takeout last month? Just ask Cleo! GET UP TO A $250 CASH ADVANCE Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has: - No minimum or maximum time for repayment - No interest - No credit checks - No late fees - No direct deposit required A Cash Advance (Earned Wage Access) is NOT a personal loan! Cleo is an Earned Wage Access app. There are no maximum annual percentage rate (APR) as there are no mandatory fees associated Cleo's cash advance. For example, if you request an advance for $40 and request it to be delivered on a non-expedited basis the total amount that you repay is $40. SAVE WITH 3.52% APY Grow your wealth with high-yield savings almost nine times higher than the national average. Think of it as the good kind of interest that accumulates on your savings. BUDGET WITHOUT FEELING RESTRICTED Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders. BUILD CREDIT (WITHOUT A CREDIT CARD) Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with: - No Interest - Cash advance - Credit score coaching - $1 minimum deposit ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY Don’t wait until payday. Unlock your earnings early by setting up direct deposits. LEGAL STUFF (1) Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees. (2) The interest rate on your account is 3.66% with an Annual Percentage Yield (APY) of 3.72%, effective as of 09/19/2024. Rate is variable and is subject to change after account opening. Fees may reduce earnings. (3) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval. (4) Early access to ACH credit or direct deposit funds depends on the timing of the submission of the payment file from the originator and/or payroll provider. Thread Bank generally makes these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. However, this availability is not guaranteed. The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings. The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. Cleo is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. We only offer services in US and when user sets up account with Cleo they select a US state of residence. Learn more about how we share and protect your data at [meetcleo.com/page/privacy-policy](http://meetcleo.com/page/privacy-policy) Cleo AI Inc. Corporation Trust Center, 1209 Orange Street, Wilmington, DE 19801