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M1: Invest & Bank Smarter
M1: Invest & Bank Smarter Vs. NerdWallet: Manage Your Money

M1: Invest & Bank Smarter vs NerdWallet: Manage Your Money Usage & Stats

M1: Where sophisticated wealth-building meets simplicity. Your all-in-one platform for earning, investing, spending, and borrowing. Join hundreds of thousands of investors who trust us with more than $10 billion in assets. EARN • Maximize your cash with our High-Yield Cash Account offering 4.25% APY¹ • FDIC-insured up to $3.75 million • No minimum balance or fees • Automate your savings with Smart Transfers INVEST • Build custom portfolios with 6,000+ stocks and ETFs • Choose from expert-curated portfolios based on your goals and risk tolerance • Invest for the long-term with automatic rebalancing and fractional shares • Open individual, joint, trust, or custodial accounts • Rollover or start a Traditional, Roth, or SEP IRA CRYPTO • Invest in cryptocurrencies like BTC and ETH as part of your long-term strategy • Create custom Crypto Pies and invest automatically • Commission-free trades SPEND • Earn up to 10% cash back with the Owner's Rewards Card by M1² • Automatically reinvest your rewards to accelerate wealth building • No annual fee • Visa Signature benefits BORROW • Access a flexible line of credit against your investment portfolio • Borrow up to 50% of your portfolio value • Competitive 6.50% rate³ • No additional paperwork or credit checks required WHY CHOOSE M1? • Holistic wealth management: Seamlessly integrate earning, investing, spending, and borrowing • Advanced automation: Put your finances on autopilot with custom rules and dynamic rebalancing • Flexibility and control: Customize your strategy while we handle the execution • Low costs: No commissions or management fees on investments • Education and insights: Access expert analysis and financial planning tools SECURITY • Bank-level 256-bit encryption • Two-factor authentication • SIPC protection up to $500,000 on investment accounts • FDIC insurance up to $3.75 million on cash accounts GET STARTED 1. Download the app and create your account 2. Set up your custom strategy or choose an expert portfolio 3. Fund your account and start building wealth Join M1 today and experience the future of finance – where sophisticated wealth-building meets simplicity. ¹ Annual Percentage Yield (APY) as of 11/8/24. Rates subject to change. ² Cash back rates vary by merchant. See website for full details. ³ Margin rates subject to change. See current rates at m1.com/borrow. Investing involves risk, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer, Member FINRA/SIPC. Borrow rates, terms, and conditions are subject to change and may vary based on credit determination, market conditions and other factors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where M1 is not registered. App developed by M1 Finance LLC 200 North LaSalle Street, Suite 800 Chicago, IL 60601

Google Play Store
Free
Finance

Usage Rank

#2,943

NerdWallet: Manage Your Money

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals. Here’s how our FREE personal finance tracking app works: KNOW YOUR CASH FLOW - Track spending across multiple cards - Keep track of your budget with our 50/30/20 breakdown - Get detailed spending insights - Track your bills, expenses and more - Discover ways to cut back or save - Compare spending month-to-month - See your top spending categories for easier budgeting KEEP UP WITH YOUR NET WORTH - See how your income, debts, investments, and home value all add up - Follow the history of your net worth - Zoom into the details of your net worth and track individual accounts over time MONITOR & BUILD YOUR CREDIT - Access your credit score and credit report any time - Get score change notifications - Understand the factors that affect your score - Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more SMART MOVES FOR YOUR MONEY - Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts - Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions - like paying your credit card on time --- Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.