Lysa vs mmmarcus: a stoic mindset Usage & Stats

With a fund portfolio adapted to your specific needs, we want to make it easy for you to save right - and difficult to save wrong. WITH LYSA YOU GET - Smart savings based on research [1] - A personal fund portfolio with an adapted risk level - Carefully selected index funds with low fees THIS IS HOW IT WORKS With Lysa, your money gets the opportunity to grow without you having to think about it. All you have to do is answer a few questions about what you want to save for. We then take care of the rest and provide you with a broad and inexpensive fund portfolio adapted to you and your needs. 1. Get investment proposals Start by answering a few questions about you, your finances and what you want to save for. Based on your answers, we develop an investment proposal for a fund portfolio with the right level of risk, adapted to your particular savings goal. 2. Open account By accepting the investment proposal, a new ISK account is automatically opened with that fund portfolio. It is free to open an ISK account with Lysa - and you can have several different accounts for different types of savings goals. 3. Invest automatically When you then save/deposit money monthly into your Lysa account, it is invested automatically according to the account's target distribution. We also ensure that your savings maintain the right risk and the right rate through so-called automatic rebalancing. LET LIGHT DO THE WORK - We invest every deposit automatically - We rebalance your portfolio continuously - We reinvest dividends automatically - We negotiate down your fund costs considerably SELECTED BENEFITS - Get started easily in 5 minutes - Always free withdrawals and transfers - Move old savings in with an ISK move - Invite friends and get a discount on Lysa's fee A SAVINGS SERVICE ON YOUR SIDE - A single interest - yours The financial industry is good at making money in several different ways. At Lysa, we only get paid directly from our customers. We do not accept kickbacks or hidden compensation from anyone else. This means that we have only one interest in focus - yours. - Low fees The research agrees: low fees are a key to good long-term returns. With Lysa, you pay a low total annual fee of approx. 0.4%, which is approx. 70% cheaper than an average Swedish equity fund. And a large part of our work consists of lowering our customers' costs. - Based on research Lysa's investment strategy is based on Nobel Prize-winning research. Your money is automatically invested in broad and cheap index funds that contain thousands of companies from all over the world. - Customized for you Having the right level of risk in your savings is A and O. Based on a few questions about what you want to save for, we create a Lysa account with a fund portfolio with the right level of risk for your specific savings goal. - Financial peace of mind The stock market goes up and down. Over time, we ensure that your accounts maintain their level of risk through automatic rebalancing. You don't have to think about it and can sleep well knowing that your savings are always on the right track. - As safe as the bank With Lysa, you have the same protection as with your regular bank. Your money is covered by a deposit guarantee until it is invested in fund shares that you own and that are separated from Lysa's assets. FAST FACTS ABOUT LYSA: Lysa was launched in 2017 and the company has offices in Stockholm and Karlskrona. Lysa currently manages over SEK 25 billion for more than 125,000 paying customers in Sweden, Finland, Denmark and Germany, which makes Lysa the largest independent automatic savings service in the Nordics. Footnotes 1. Lysa's investment strategy is based on Nobel Prize-winning research such as addresses the importance of low fees and broad risk diversification for good risk-adjusted returns.