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- OKash: Safe and reliable loan Vs. Moniepoint Personal Banking
OKash: Safe and reliable loan vs Moniepoint Personal Banking Usage & Stats
OKash makes it efficient for you to access credit anytime, anywhere. 🎉🎉🎉
💸Loan Products
Tenure: We will require your repayment from 91 days to 365 days*.
Loan Amount: from NGN 3,000 to NGN2,000,000.
Interest Rate: With a minimum of 3% up to 15% monthly
Our interest rate is calculated on a daily basis. Annual Percentage Rate(APR) from 36.5% to 360%.
💸An example of a OKash loan
For example, 91-day loan payment terms,the interest is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.The total amount due in the first month would be N1,093, the interest would be N93, the total amount due in the second month would be N1,090, the interest would be N90, the total amount due in the third month would be N1,090, the interest would be N90.
🚀OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by Blue Ridge Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria(CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.
🚀Why OKash?
1.You can apply a loan by your credit. Don't need any deposits or guarantees.
2. Up to NGN2,000,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don't worry about forgetting repayment. We'll send messages to remind you.
💡How it works?
1. Install the OKash APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.
Eligibility:
1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.
📞Contact Us
Customer Service Email: okash@blueridgemfb.com
Customer Service Hotline: 02018884549/07001235051
Address: No.77 Opebi road, Ikeja, Lagos, Nigeria
*Please note we will give you several options for you to select when do you want to repay the loan.
OKash will NOT ask you repay into personal account!
- Google Play Store
- Free
- Finance
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Moniepoint provides easy access to personal banking solutions. With your bank account, send and receive money instantly, pay bills with ease, manage your savings and purchase airtime credit easily.
With Moniepoint’s debit card you’ll have access to all ATM and POS Terminals nationwide.
Moniepoint is the best banking solution for your banking needs. With your bank account, enjoy instant transfers, receive money, send money, manage your savings and buy airtime.
SEND MONEY, BUY AIRTIME AND GET A DEBIT CARD
Get a debit card from the bank that provides Nigeria’s most trusted POS terminals. Avoid failed transactions with other ATM cards. Get a card that you can easily request, activate and manage from your app.
Moniepoint makes it safe and easy to use your money. You can carry out your everyday money transactions on the move with the Moniepoint Personal Banking app. Sign up and enjoy a wide range of financial benefits for your bank payments.
MANAGE YOUR PERSONAL BANKING WITH MONIEPOINT
- Secure Mobile Banking Experience. Moniepoint employs state-of-the-art security measures to protect your information. Your personal and financial data are encrypted and stored securely, ensuring you enjoy banking, purchase airtime credit, handle your savings or apply for a loan with peace of mind.
- Receive and Send Money with Ease. With your Moniepoint bank account, you can receive and send money instantly. Enjoy instant and secure money transfers. No queues, no paperworks, instant alert notification.
- Request a savings plan. Moniepoint allows you to open a savings plan that matches your saving needs. You can choose a flexible, fixed or locked plan, without any limit on the amount of plans you can open for you to have the best banking experience.
- Moniepoint Debit Cards. Looking for a debit card you can use for money transactions? Experience real convenience with a Moniepoint Debit card. Request our ATM card and get it delivered within 48h.
- Resolve issues Seamlessly. Moniepoint offers a unique feature that allows you to settle disputes directly from the app. Our team is here to ensure that your concerns are addressed promptly.
- Utility Bill Payments. Tired of the usual bill payment process? We make it easy to settle your utility bills. From electricity to internet bill payment, you can make payments faster and easier.
- Airtime & Data Purchase with Cashback. Enjoy a 2% cashback when you purchase airtime credit and data from the app.
- Easy offline banking. Easily transfer funds, top-up airtime and data, check your balance, reset your PIN, block and unblock your account without internet connection by dialing *5573*.
- Moniepoint Rewards. Earn cashback on your first three daily interbank transfers and on your first weekly airtime top-up and weekly bill payment (new users only).
HOW TO REGISTER A MONIEPOINT PERSONAL BANK ACCOUNT
You can create an account tailored to your financial needs in less than 5 minutes. Simply download the app and follow the instructions.
Once you finish setting up your account, click on the card menu to request a debit card and it will be delivered to your doorstep within 4h. No need to visit the bank.
Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN) https://www.cbn.gov.ng/supervision/inst-mf.asp
Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook, Twitter, Instagram & YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Oyo-Ibadan Road, Idi-Agba, Ilora, Oyo
Managing your personal banking has never been easier with Moniepoint. Send money transfers, request a debit card, manage your money and your bills, handle your savings and purchase airtime credit & data all from the app. Download Moniepoint Personal Banking and enjoy financial success and freedom!
- Google Play Store
- Free
- Finance
Store Rank
- -
OKash: Safe and reliable loan vs. Moniepoint Personal Banking ranking comparison
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March 24, 2025