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Zable - Mobile Finance
Zable - Mobile Finance Vs. Kikoff - Build Credit Quickly

Zable - Mobile Finance vs Kikoff - Build Credit Quickly Usage & Stats

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers. Rated 'Excellent' on TrustPilot: - Quick eligibility check: it won't affect your credit score - Apply in minutes: simple, straightforward, paperless card and loan application - Manage your money: credit card transactions, loan payments, and credit score - Repay card in minutes: make card payments in the app - Google Pay: most approved customers are eligible for a virtual card immediately - Credit score: see your Equifax score - Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible - No hidden card fees: at home or abroad - Simple to use: manage your card or loan in the app Zable Credit Card: Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away. Zable Loan: The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan. Credit Score: Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card. Zable Credit Card: Representative 48.9% APR (variable) Zable Loan: Representative 32.5% APR (fixed) Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app. We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd. Here to help: Reach our customer service team 7 days a week by email, phone, or text. 02033229128 contact@zable.co.uk 69-77 Paul Street EC2A 4NW

Google Play Store
Free
Finance

Usage Rank

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Kikoff - Build Credit Quickly

If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.* Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low. 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022. **Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion.