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Kikoff - Build Credit Quickly
Kikoff - Build Credit Quickly Vs. Brigit: Cash Advance & Credit

Kikoff - Build Credit Quickly vs Brigit: Cash Advance & Credit Usage & Stats

If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.* Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low. 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022. **Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion.

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#1,661

Brigit: Cash Advance & Credit

Get an Instant Cash advance*, build credit**, save money, and track your spending – it's all possible on Brigit. Join over 8 million users on the cash advance & budgeting app made for you. Get the money advance you need today, start building credit with Credit Builder, find a personal loan or extra ways to earn and save cash and kickoff a bright financial future. GET STARTED WITH BRIGIT: 1. Download Brigit 2. Connect your bank account 3. Request an Instant Cash advance* 4. Get money deposited into your bank account It’s that easy! See disclosures below. GET CASH FAST - $25 to $250* When you need extra money to make ends meet, Brigit’s got your back. • No credit check • No interest, late fees or tips • Repay when you get paid or can afford it BUILD CREDIT & SAVE MONEY** Build credit without a credit card. Add to your savings. • No hard pull, no credit score, no interest and no security deposit required for Credit Builder • Build your credit history with as little as $1 per month – the rest is paid from the new account • We report payments to all 3 credit bureaus - Experian, Equifax & TransUnion • Extra money put in the account is returned to you when paid off! FAST PERSONAL LOAN OFFERS • Need to borrow $500 or more? Find personal loan offers from our partners • Compare personal loans and choose one that fits your needs BUDGET BETTER Connect your bank account for free budgeting insights to get your finances on track • Find ways to budget better by tracking your income and expenses • Free tools to budget smarter with bill & spending breakdowns • Find subscriptions you no longer need EARN & SAVE We’re here to help you earn and save money – from side gigs to exclusive offers. • Earn extra cash fast taking surveys • Find part-time, full-time, gig & remote jobs • Cash back, discounts, insurance savings & more PROTECT YOUR MONEY Monitor your credit, spending and identity • Track your credit score with full credit reports • Bank balance alerts • Identity theft protection EASY SIGN UP. NO RED TAPE. Download Brigit and sign up for free in minutes. • Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more • Basic Plan: Free account alerts & insights + access to exclusive earn & save offers • Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save. Cancel anytime. Support 7 Days a Week at info@hellobrigit.com Download Brigit today and empower your financial future! DISCLOSURES Brigit is not affiliated with loan apps, money apps, Albert budgeting and banking, Credit Karma, Kikoff Credit Builder Loan, Freecash, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower Cash Advance, Cash App, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans Some features subject to a paid plan. *Cash Advances: Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $25 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100 **Credit Builder: Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600 Privacy Policy: https://hellobrigit.com/privacy Brigit 36 W 20th St New York, NY 10011