QuickBooks Money vs Direct Energy Account Manager Usage & Stats

QuickBooks Money includes a business bank account with 3.00% APY,* payments, invoicing, and free same-day deposit (if eligible). Get started in minutes. Business banking* No monthly fees or minimum balance Earn 3.00% APY on money saved in envelopes Get a QuickBooks Visa® Debit Card FDIC insured up to $5 million Move money, get paid faster Give customers flexible ways to pay, like credit, debit, ACH, Venmo, PayPal, or Apple Pay® Same-day deposits on eligible payments at no added cost* Save time on invoicing Send instantly payable invoices Add sales tax automatically* Set recurring billing for repeat customers Request payments with a link
 Get a financial snapshot *Disclaimers Intuit is a technology company, not a bank. Banking services provided by Green Dot Bank, Member FDIC QuickBooks Money is a standalone Intuit offering that includes QuickBooks Payments and QuickBooks Checking. Intuit accounts are subject to eligibility criteria, credit, and application approval. Banking services provided by and QuickBooks Visa Debit Card are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. QuickBooks Checking Deposit Account Agreement (https://intuit.me/3nfroyc) applies. Banking services and debit card opening are subject to identity verification and approval by Green Dot Bank. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services Green Dot Bank also operates under the following registered trade names: Go2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Additionally, with Green Dot Bank’s Deposit Sweep Program you are provided up to $5 million in FDIC insurance coverage on your account balances Account balances above $250,000 will be automatically swept from Green Dot Bank and equally spread across our participating financial institutions, providing you with up to $5 million in FDIC insurance coverage. Customers are responsible for monitoring their total assets at each institution Apple Pay is a registered trademark of Apple Inc. Annual percentage yield (APY) is accurate as of December 13, 2023, and may change at our discretion at any time. The listed APY will be paid on the average daily available balances distributed across your created envelopes within your primary QuickBooks Checking account. Balances held outside envelopes will not earn interest. See Deposit Account Agreement for terms and conditions Create up to 9 Envelopes. Money in Envelopes must be moved to the available balance in your primary account before it can be used Average interest rate based on the Federal Deposit Insurance Corporation's national rate published the week of October 16, 2023. Learn more Same-day deposit allows you to have near-real time deposits sent to you on a predetermined daily schedule (up to 3x/day, Mon-Sun, including holidays). Same-day deposit is an additional service by QuickBooks Payments subject to eligibility criteria, for no extra fee for QuickBooks Money users. Payment request fees apply for ACH and card transactions. Eligible deposits will be available in up to 30 minutes. For transactions after 9:00 PM PT, funds will be eligible for deposit the following morning. Deposit times may vary for third-party delays Underlying sales tax rates estimated based on location information associated with each individual transaction Other fees and limits apply to the business bank account Terms, conditions, pricing, special features, and service and support options subject to change without notice Some features not available on all platforms Intuit, 2700 Coast Ave, Mountain View, CA 94043