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- Indodana: PayLater & Pinjaman Vs. Bank Jago/Jago Syariah
Indodana: PayLater & Pinjaman vs Bank Jago/Jago Syariah Usage & Stats
Cari Tahu Layanan Indodana PayLater:
• Minimum tenor 3 bulan dan maksimum 12 bulan
• Suku bunga 3% untuk tenor 3, 6, 12 bulan
• Maksimum APR = 36%
• Contoh: Jika berbelanja sebesar Rp4.000.000, dengan biaya provisi 1%, bunga pinjaman 3%, biaya layanan 1%, dan dicicil selama 12 bulan, maka total pinjaman yang harus dibayarkan Rp5.494.400
• Limit kredit sampai dengan Rp50.000.000
Indodana adalah aplikasi layanan cicilan paylater yang terdaftar dan diawasi oleh OJK. Aplikasi ini memungkinkanmu untuk membeli barang dengan cicilan tanpa kartu kredit secara online di berbagai merchant seperti, Tokopedia, Cermati, iBox, dan 1000+ merchant terbaik lainnya. Prosesnya cepat gak perlu repot dengan limit kredit hingga Rp50.000.000.
Mau kredit HP baru? Beli elektronik? Kebutuhan rumah tangga? Semua bisa pakai Indodana.
Contoh Simulasi Indodana PayLater:
Jika kamu memakai kredit limit Indodana untuk berbelanja sebesar Rp4.000.000, dan dicicil selama 12 bulan, maka berikut simulasinya:
• Pokok pinjaman: Rp4.000.000
• Biaya provisi: 1%*Rp4.000.000 = Rp40.000
• Bunga pinjaman: 3%*12*4.040.000 = Rp1.454.400
• Rincian biaya layanan: 1% (flat untuk semua tenor)
• Total pinjaman yang harus dibayarkan (pokok pinjaman + biaya provisi + bunga pinjaman): Rp5.494.400 (Rp4.000.000 + Rp40.000 + Rp1.454.400) Total cicilan per bulan: Rp457.867/bulan (Rp5.494.400/12)
Nikmati juga layanan terbaru Blibli Tiket PayLater by Indodana.
Apa itu Blibli Tiket PayLater by Indodana?
Fitur baru ini merupakan bentuk kerja sama antara Indodana, Blibli, dan tiket.com dalam menghadirkan Satu PayLater yang bisa digunakan di seluruh platform.
Apa Saja Keuntungan Menggunakan Indodana?
◉ SYARAT MUDAH: Dapatkan limit kredit dan barang impian cukup
dengan dokumen pribadi (KTP dan Validasi Pendapatan)
◉ CICILAN RINGAN: Cicilan dengan bunga ringan dan terjangkau yang bisa dibayar tiap bulan
◉ AMAN: Menggunakan teknologi Artificial Intelligence (AI) dan Big Data, menjamin agar semua proses pengajuan aman dan nyaman
◉ BIAYA JUJUR: Tidak ada biaya tersembunyi dalam proses pengajuan dan cicilan
Hubungi Kami:
No. Telepon: (021) 4059 5888
Email: cs@indodanafinance.com
Instagram: https://www.instagram.com/indodana.id/
Alamat: Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, Petojo Utara, Gambir, Jakarta Pusat 10130
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Jago/Jago Syariah digital bank is a digital financial application that offers a practical solution that enables you to spend & save with those closest to you the way you want.
What are the many benefits of using the Bank Jago app?
- Open a new bank account in minutes, no minimum balance or monthly fees
- Easily organize your spending & savings with up to 60 personalized pockets
- Free GoPay top-up fee
- Free bank transfers (up to 150x!) & ATM withdrawals (up to 10x!)
- Super fast & cheap transfers with BI-FAST
- Pay with a quick scan using Jago QRIS
- Withdraw cash anywhere & shop online with your Jago Visa/GPN Debit Card
- Pay bills, top up your phone, and even donate to charity, all in one app
- Save for the future with Jago Deposits – withdraw anytime, no penalties, competitive interest rates.
- Tons of promos for new & loyal users.
- Connect with Bibit, Gobiz, GoPay & more to make investing & spending a breeze.
1 app with many functions!
Open an account and do everything from your smartphone. Separate your emergency fund, vacation money, new phone savings, and even for Qurban? Done. Top up GoPay, invest in mutual funds with Bibit? Easy & Free! Transfer money? Secure! Pay bills? Schedule them! Split bills with friends? Fast & trackable.
You are safe with Jago
Your data & money are safe. Access is protected with multi-layer security systems. Logging into the application on your smartphone is protected with biometric methods or a PIN & each transaction authentication always uses a password.
Safe cash withdrawal at ATMs & shopping worldwide
With a Jago VISA debit card, you can transact easily & safely. The debit card is protected without a CVV, & only you have access to the CVV through the application. We provide digital & physical debit cards that can be monitored in real-time. You can create one & set the transaction limit from the application. Jago GPN Debit Card is available for offline transactions throughout Indonesia & cash withdrawals at ATMs or EDCs anywhere within the GPN network in Indonesia.
Save money on transfers with BI-FAST
With BI-FAST, you can send money in real-time, safely, efficiently & affordably to other banks such as BCA, Mandiri / Livin’ by Mandiri, BNI, BRI / Brimo BRI, Bank Syariah Indonesia BSI, Bank Neo Commerce, Seabank, BRI Agro / Raya - Bank Digital, BTPN Jenius, CIMB Niaga, ANZ, Bank Amar, Bank Allo, Bank Artha Graha, Bank Banten, Bank Bengkulu, Bank KB Bukopin, Bank Bumi Arta & more.
Alhamdulillah, a full suite of features is available for managing money under Sharia principles. From saving & transacting to giving charity & investing, everything is conducted in line with Islamic principles.
60 Jago Syariah Pockets = 60 Accounts
Manage your savings & expenses in 60 Pockets within a single account, utilizing the Wadiah Yad Dhamanah & Mudharabah Muthlaqah akad, under Shariah principles as taught in Islam. Separate your savings & budget for each need with 40 'Save & Pay Pockets' that follow the Wadiah akad, interest-free.
Enjoy the peace of mind that comes with long-term savings using 20 Sharia Deposit Pockets implementing the Mudharabah akad. Earn a profit-sharing ratio of 16.21%, equivalent to an annual yield of up to 5%, & have the freedom to withdraw at any time as you wish, without worrying about penalty fees.
PT Bank Jago Tbk is licensed and supervised by the Financial Service Authority (OJK), Bank Indonesia, and is also a member of the LPS deposit insurance program. Jago Syariah abides by the rulings of the DSN MUI & is monitored by the Sharia Supervisory Board, offering a trusted option for managing finances according to Islamic guidelines.
PT Bank Jago Tbk
Menara BTPN Lt. 46
Jl. Dr. Ide Anak Agung Gde Agung Kav.5.5–5.6
Jakarta Selatan
E-mail: tanya@jago.com
Customer service: 1500 746 / 021 30000746
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Indodana: PayLater & Pinjaman vs. Bank Jago/Jago Syariah ranking comparison
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March 23, 2025