BankMobile Vibe vs GO2bank: Mobile banking Usage & Stats

Smart, digital banking on the move with the BankMobile Vibe app. Download the app today and: • NEW! Cash back Offers! Earn cash back¹ on purchases from merchants at over 40,000 online locations and over 12,000 local locations • Quickly link external accounts with Plaid • Get paid up to 2 days early with direct deposit² • Send and receive money with other vibe customers instantly with no fee via Vibe 2 Friend • Quickly lock your debit card if you misplace it • Add your card to Google Wallet™ or Samsung Wallet • Stay in the know on your account activity with alerts • Check your balance, view recent transactions, and transfer money to and from external accounts • Make your money work for you by taking advantage of our interest-bearing accounts • Deposit your checks in a flash with mobile check deposit • Locate the nearest fee-free Allpoint® ATM³ to withdraw cash • Set up one-time or recurring payments to pay your bills 1 See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account. 2 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible to early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments. 3 Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change. © 2024 BMTX, Inc., a wholly owned subsidiary of BM technologies, Inc. All rights reserved. Digital banking platform powered by BMTX, Inc. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC and Equal Housing Lender. The BankMobile Debit Mastercard® card is issued by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners.

Google Play Store
Free
Finance

Usage Rank

#2,892

GO2bank: Mobile banking

GO2bank™ is the banking app built for everyday people. No surprise fees No hidden fees² and no monthly fees with eligible direct deposit¹. Otherwise, $5 per month. Early paydays and more Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶. Withdraw cash for free at our free nationwide ATM network⁷. Deposit cash at retailers nationwide¹². Earn more with our 4.50% APY on savings¹¹. Built-in backup Get up to $200 in overdraft protection after eligible direct deposits and opt-in³. Credit building With the GO2bank Secured Visa® Credit Card, building credit is easier with no annual fee⁵ and no credit check⁴. Account protection Keep your money safe with just a tap on the app with lock/unlock your card⁸. And we'll send fraud alerts if we ever see anything shady¹⁰. Plus, the money in your account is FDIC-insured⁹. Download the app to open an account or visit GO2bank.com to learn more. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions. 1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period. 2. See our simple fees chart at GO2bank.com. 3. Fees, terms and conditions apply. Learn more at GO2bank.com. 4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. 5. Annual Percentage Rate is 22.99% and is accurate as of 5/1/2024. For information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com. 6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. 7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply. 8. Previously authorized transactions and deposits/transfers to your account will function with a locked card. 9. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. 10. Message and data rates apply. 11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of May 2024. APY and interest rate may change before or after you open an account. 12. Retail service fee up to $4.95 and limits apply. Green Dot Corporation NMLS #914924, Green Dot Bank NMLS #908739. All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. The "Spark" design (*) is a registered mark of Walmart, Inc. ©2024 Walmart Apollo, LLC. All rights reserved. ©2024 7-Eleven, Inc. All rights reserved. 7-Eleven is a registered trademark of 7-Eleven. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Technology Privacy Statement - https://www.go2bank.com/techprivacy