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- PayZapp UPI, Pixel Credit Card Vs. MobiKwik: BHIM UPI & Wallet
PayZapp UPI, Pixel Credit Card vs MobiKwik: BHIM UPI & Wallet Usage & Stats
PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
- Google Play Store
- Free
- Finance
Store Rank
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About MobiKwik
MobiKwik is a payment app offering bill payments, loans up to ₹2,00,000, and investments in FDs, P2P lending, mutual funds, and digital gold. You can also experience the power of Pocket UPI on MobiKwik, where UPI transactions don’t require a bank account. With Pocket UPI, enjoy enhanced security, higher transaction limits, and unmatched convenience for your digital payments.
Pocket UPI
- No Bank Account Required: Perform UPI transactions safely without linking a bank account.
- Higher Transaction & Wallet Limits: Load up to ₹2 lakhs in your wallet and transact up to ₹1 lakh per day.
- Flexible Payments: Pay to any QR code, UPI ID, or mobile number.
- Multiple Top-Up Options: Load your wallet through UPI, debit card, or credit card.
- No PIN Required: On-device biometric security (Fingerprint/Face ID) for quick, secure payments.
- Streamlined Interface: Keep Pocket UPI transactions separate from bank statements for better tracking.
- Budget Management: Assign a set amount for spending to manage personal or family budgets.
Free Credit Score
-Check your credit score for free every month.
-Get immediate access to your credit score for detailed insights.
-Reliable and accurate credit data sourced from CRIF.
UPI Payments
- Secure UPI Setup: Create a fast and secure UPI handle in-app.
- Universal Compatibility: Send/receive money via BHIM UPI, phone numbers, or direct bank account transfers.
- RuPay Credit Card Integration: Link and use your RuPay credit card to pay via UPI.
- Scan & Pay: Make payments at supermarkets, restaurants, pharmacies, and petrol pumps using the MobiKwik Wallet UPI handle.
- Trusted Brand Payments: Pay securely at Reliance Fresh, Croma, Apollo Pharmacy, and more.
EPFO Balance Checker
Access your provident fund details and track employer contributions using your registered phone number.
Track Bank Balance
Safely track multiple bank accounts with LENS. Download statements and analyze spending with smart spend insights.
Fixed Deposits
- Earn up to 9.5% Returns: Invest with Unity Small Finance Bank, Suryoday Small Finance Bank, Mahindra Finance, and more.
- Special Rates: Senior citizens receive an additional 0.5% interest, and females get an extra 0.1%.
Xtra
P2P investment platform in partnership with RBI-approved NBFC Transactree Technologies Private Limited (“Lendbox”)
- Earn upto 10-14% p.a.
- Start investing with ₹10000
- Payout to Bank accounts
- No account opening or withdrawal fees
ZIP EMI
- Get funds/loans up to ₹200,000 for online shopping & pay back in monthly installments.
- Interest rates from 9%-35.99% p.a. with a tenure of 3-24 months.
- Standard processing fees vary from 2 to 4%.
Lending partners (NBFC): SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) or SMFG India Credit, Transactree Technologies Pvt. Ltd. (Lendbox), Hero FinCorp Limited
Lending partners (Bank): IDFC First Bank Limited
Sample EMI Calculation:
Loan Amount: ₹50,000
Interest rate (APR): 16% p.a.
Tenure: 12 months
EMI: ₹4,537
Total interest paid: ₹4,444
Processing Fees (2%): ₹1,000
Disbursed Amount: ₹49,000 (Principal Amount - P.F.)
Total Cost of Loan: ₹55,444
Online Recharge & Bill Payment
-Mobile Recharge: Quick recharge for Airtel, VI, Jio, BSNL, and more.
-DTH Recharge: Recharge Tata Sky, Airtel TV, Dish TV, and more.
-Bill Payment: Pay for electricity, water, broadband, LPG, FASTag, property tax, etc., covering 300+ billers.
-Credit Card Payments: Settle HDFC, ICICI, SBI, Amex, and other card bills with instant processing and reminders.
-Money Transfer: Send money instantly via IMPS, UPI, wallet, or credit card.
Contact Us
One MobiKwik Systems Limited (www.mobikwik.com/help)
Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana 122003, India
080-69808686 (Mon to Sat, 9:00 am to 8:00 pm)
- Google Play Store
- Free
- Finance
Store Rank
- -
PayZapp UPI, Pixel Credit Card vs. MobiKwik: BHIM UPI & Wallet ranking comparison
Compare PayZapp UPI, Pixel Credit Card ranking trend in the past 28 days vs. MobiKwik: BHIM UPI & Wallet
PayZapp UPI, Pixel Credit Card#5,890
MobiKwik: BHIM UPI & Wallet#3,224
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PayZapp UPI, Pixel Credit Card vs. MobiKwik: BHIM UPI & Wallet ranking by country comparison
Compare PayZapp UPI, Pixel Credit Card ranking trend in the past 28 days vs. MobiKwik: BHIM UPI & Wallet
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PayZapp UPI, Pixel Credit Card VS.
MobiKwik: BHIM UPI & Wallet
January 1, 2025