Grid Money vs Payactiv Usage & Stats

Get cash when you need it, boost your paycheck, and build your credit score with Grid. No interest, credit checks, or late fees. Just a simple $10/month. CASH ADVANCES Get an advance when you need extra cash between paychecks. Up to $200* per advance with our Levels program. No credit checks needed and always transparent pricing. BOOST YOUR PAYCHECK Take home more of your paycheck and get your tax refund early with PayBoost. Sign up to get a part of your yearly tax refund on every paycheck, up to $250 per month. NO CREDIT CHECKS Sign up is fast and easy through the app. Need help? We're always here to help. Reach out to us at support@getgrid.app *You must meet eligibility requirements to obtain an Advance. Your initial Advance limit will be less than $200 and may increase gradually over time. Advance limits are based on your account activity and balance(s), your direct deposits, your history of timely Advance repayments, your income and tax refund projections, and other risk-based factors. Your eligibility and Advance limit are evaluated regularly and may change at any time. You may only take one Advance at a time. Interest checking accounts are established by Evolve Bank & Trust, Member FDIC. Funds are FDIC insured, subject to applicable limitations and restrictions when we receive the funds deposited to your account. Grid account terms, conditions and fees apply. Please see the Interest Checking Account Agreement for complete details. Cards are issued by Evolve Bank & Trust, Member FDIC pursuant to a license by Mastercard®. Loans are made by either Synapse Credit LLC, NMLS 1971454, a licensed U.S. lender in designated States (NMLS Consumer Access) or Pier Lending, LLC, NMLS 2451164, a licensed U.S. lender in designated States (NMLS Consumer Access). Please see your loan documents for details.

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#3,386

Payactiv

With Payactiv, access your hard earned wages before payday, pay bills on time avoiding late and overdraft fees, and handle unexpected expenses with our user-friendly digital tools. . Payactiv provides you with the foundation to maintain financial stability and equips you with the necessary tools to help you reach your financial wellness goals and thrive. No loans, no interest—just your money at your fingertips. With Payactiv, you can expect: 1. Earlier access to your money: - Enjoy your paycheck up to 2 days early.1 - Receive government payments up to 4 days early.1 - Gain immediate access to earned wages.2 2. Spending and saving tools to achieve your financial goals: - Always stay informed about what's safe to spend. - Easily track your spending habits at a glance. - Receive low balance alerts. - Set up automatic transfers from earned wages. 3. The Payactiv Visa® Card*: A card designed without hidden fees: - No minimum balance requirements. - No overdrafts. - No monthly or inactivity fees. - Access surcharge-free withdrawals at 37,000+ MoneyPass® ATMs. - Enjoy free integrated bill pay. - Withdraw cash at tellers in participating banks. - Send and receive funds to other enrolled members with no transfer fees. 4. Convenience and security you can rely on: - Seamlessly use the card with Google Pay or Apple Wallet. - Utilize touchless payments at stores. - Benefit from Visa's Zero Liability protection.3 - Easily lock or replace lost or stolen cards. - Access 24/7/365 support in English and Spanish. *Central Bank of Kansas City does not administer, nor is liable for earned wage access. The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll free at 1 (877) 747-5862, 24 hours a day, 7 days a week. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective date of 1-4 days later. Beginning with your second direct deposit of at least $5 from the same source, the Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Prepaid Card when we receive it, rather than on the effective date. This may result in your having access to the funds sooner. The date CBKC receives your direct deposit and the effective date are controlled by the originator. 2 Earned Wage Access requires employer participation. 3 Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.