Lloyds Mobile Banking vs Monzo - Mobile Banking Usage & Stats

The power to do it all. Discover why millions of current account customers choose our app. Stay in control of your money with customisable tools that help you manage your day-to-day spending and keep track of your bills. READY, STEADY, PAY • With the power to check upcoming payments, you can make sure you’re ready to pay on the day. Yay! • No more awkward I owe you’s. Now you can get instant pay-back with the new Link Pay feature. Just request a payment in app and your friends can pay the money direct to your account. JUST A TOUCH AWAY • Fingerprint logon makes signing into the app faster and more secure. • The app now has a 'space' for everything you need - so you can find everything from your balance to your savings, pensions or investments easily. PLAY YOUR CARDS RIGHT • Whether your card is lost, stolen or turned into a chew toy, you can relax knowing you can freeze it, order a new one, or look up your card details. KNOW THE SCORE • The power to check Your Credit Score, with personalised hints and tips, to help you take control of your finances and move closer to those big dreams, like getting a new home. • Never miss important updates again. Choose which notifications you get to help manage your account. Like when those lovely refunds arrive that feel like free money. IN FOR A PENNY • Spending Insights help you see where your money goes every month. You might be surprised to find you spend a bit more than you thought on frothy coffee. • Make every penny count with Save the Change. It rounds up what you spend on your debit card to the nearest pound, transferring the change into your nominated savings account. • Enjoy a cheeky bargain or three. Everyday Offers give you the opportunity to earn cashback from a range of retailers. Kerching! HOW WE’LL CONTACT YOU Using the app won’t affect how we contact you. Our emails will address you by your title and surname, and include the last four digits of your account number, or the last three digits of your postcode. Any texts we send will come from LLOYDSBANK. Be wary of any message that differs from this – it could be a scam. IMPORTANT INFORMATION We don't charge you to use our services, but your mobile operator might charge for some things, such as downloading or using the app, so please check with them. Services may be affected by phone signal and functionality. When you use this app, we collect anonymous location data to help combat fraud, fix bugs and improve future services. The app is available to customers with a UK personal account and valid registered phone number. Android 7.0 Nougat or above required. Device registration required. Terms and conditions apply. Freeze and unfreeze certain types of transactions securely 24/7 for extra peace of mind or if you’ve temporarily misplaced your card. Fingerprint Logon requires a compatible mobile running Android 7.0 or higher and may not work on some tablets. Lloyds and Lloyds Bank are trading names of Lloyds Bank plc (registered in England and Wales (no. 2065), registered office: 25 Gresham Street, London EC2V 7HN). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Google Play Store
Free
Finance

Usage Rank

#7,969

Monzo - Mobile Banking

Monzo is an award-winning mobile banking app that helps you save towards your goals, spend confidently, and manage your money in one place—all without any fees. Open a personal or joint checking account in just a few minutes. Earn $15 for you and your friend when you invite them to Monzo. Terms apply. WHY OVER 10 MILLION CUSTOMERS LOVE MONZO 🚫 Say goodbye to fees. No account fees, overdraft fees, or foreign transaction fees. 🌱 Earn up to 3.75% APY with our no catch instant access savings. 💸 Get paid early with a qualifying direct deposit**. 🏦 Connect all of your accounts and cards for an all-in-one view of your finances. ⚡️Instant access to cash with our network of nearly 40,000 free ATMs across the US. 🏆 Our award-winning support team is here to help 24/7. 🛡️ With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.¹ UNDERSTAND YOUR SPENDING HABITS Real-time notifications each time you spend on your debit card. Get money saving insights across all your bank accounts and credit cards. Set a target for how much you want to spend and we’ll help you stay on track. REACH YOUR SAVINGS GOALS Earn up to 3.75% APY on your savings, with a rate more than 9x the national average.* Set aside money for trips, bills, emergency funds, and more in a Savings Jar. Set a goal on a Jar and we’ll show you your progress as you save. Tell us what date you want to reach your goal by, and we’ll work out the regular deposit needed. Automatically contribute a portion of your paycheck towards your goals. Turn your spare change into savings with automatic roundups. SERIOUSLY SECURE With Monzo, your money is insured up to $250,000 through our partner Sutton Bank, Member FDIC.¹ Anti-fraud systems that make sure your money is safe, without adding friction for you. Protect your money with Touch ID, Face ID, and PIN. _______________________________________________ *The national average interest rate for savings accounts as posted on FDIC.gov, as of June 17, 2024. **A qualifying direct deposit is: an ACH deposit of $250 or more to your Monzo account; or deposit is made by your employer or payroll provider for payroll or pension payments; Or by a government agency for benefit payments (e.g., Social Security) Monzo’s Savings Jar Annual Percentage Yield (APY) is as of July 29, 2024. The APY may change at any time. Registered address: Monzo Inc, 447 Sutter St., Ste 405 PMB1025, San Francisco, CA 94108 The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ¹Your funds are held at Sutton Bank, Member FDIC. Though Monzo is not an insured bank, money in your Monzo account is eligible for pass-through FDIC insurance that would protect up to $250,000 in the unlikely event that Sutton Bank failed. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply, which you can learn more about on fdic.gov.