Fair Loans vs Talao wallet Usage & Stats

Whatever your needs are, with Fair loans it's easy to apply for a small cash loan from 5000 to 30,000. Easy, Fast and Convenient Can’t wait for your loan? Get a loan as quickly as possible with our simple and hassle-free loan application process, Check out our quick credit with no paperwork! Maybe it’s for that purchase you just can’t wait for, or to take advantage of a great deal before you miss the opportunity. Or, perhaps an unexpected expense has come up and you don’t want to compromise your lifestyle. Get loan in 3 Easy Steps. 1. Create your account 2. Confirm Identification Details 3. Apply your loan 1. Loan Amount: 5,000 – 30,000 pesos. 2. Loan Term: 90 up to 365 days (3 – 12 Months) 3. Loan Interest rate: Flexible loan rates option, Maximum APR 24% pa 4. Transaction fee: zero Minimum repayment period is 65 days while the maximum repayment period is 120 days, with a maximum APR is 24% per year Rest assured, there are no hidden transaction fees. This makes it easy to know exactly what you’re signing up for. Too easy! Fair Loans is awesome and here is why; Instant access to loans sent straight to your mobile phone. You can borrow more than 1 loan at a time. *As long as you are within your loan limit.* Ability to sort out emergencies when they arise no matter where you are. Your information is secure and is not shared with third parties. Lowest interest rate in the market. It is easy to use. Example 1: The principal amount is PHP 5,000 and the interest rate is 24%, then the full amount will be paid at the expiration date: 5.000 * 24% + 5.000 = 6.200. Example 2: - Borrow NGN10, 000 over 6 months - Interest rate: APR 24% p.a. (fixed) - Total amount payable: NGN12400 Our Promise of Safety and Security We take your privacy very seriously and we will never share your personal information with anyone except with strict permission from you. When you download the App, we will ask you for permissions to use your phone's data such as SMS history and other information. This information will strictly be used to verify your identity and create a credit score. Contact Us: We would love to hear from you, write to us Email: cemesmobile@gmail.com

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Talao wallet

This app is the digital version of your wallet. Collect attestations, certificates, membership cards, permits, identity passes, loyalty cards, payment cards, tickets and diplomas issued by institutions, companies, universities and associations. These signed electronic documents prove your identity and your rights to third parties. With these credentials you can, for example, connect to an internet service without even having an account and password, buy online while keeping control of your personal data, use your smartphone to access offices, a performance hall…. You will also soon be able to carry out online all the procedures that previously required face to face. Your personal data is stored only on your smartphone, it cannot be seen by anyone and as with your traditional credentials you alone present it to whomever you wish. Welcome to the future of Digital Identity ! “SSI” (Self Sovereign Identity) refers to a digital identity model that more closely corresponds to the management of identity in real life, with its expectations of privacy and direct, granular control. Concretely, we keep our identity documents in electronic form in a smartphone application called a “wallet” and we present them to access services on the internet only if necessary. SSI has been strongly supported and is being prototyped by the European Commission as the preferred model of digital identity for years to come. The protection of the user's personal data has also been a primary concern. It resulted in the strict application of the rules of the GDPR and in particular by the use of DID formats that do not require writing on a blockchain as well as by the request for the user's explicit consent on certain actions. The wallet code is open source under the Apache-2 license available on github. The wallet is free to download in 5 languages. Technical specifications: Decentralized Identifiers : did:tz, did:key, did:web, did:ethr, did:sol, did:pkh, did:ion Revocation of VCs: RevocationList2020 SDK development : didkit https://github.com/spruceid/ssi from SpruceID for Rust, PHP, Python, NodeJS, java, C, Flutter/Dart, ... Wallet templates: Over 18 proof, Decentralized KYC, Diplomas, Certificate of employment, Experience certificate, Skills certificate, company pass , Proof of email, Proof of telephone, Loyalty card, Vouchers, Gift card, Membership cards, Student card, Resident card,... Wallet languages: English, French, German, Spanish, Italian https://Talao.io contact@talao.io