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Experian Vs. Acorns: Invest For Your Future

Experian vs Acorns: Invest For Your Future Usage & Stats

Get your Experian credit report and FICO® Score* with a free Experian membership—no credit card needed! Learn how to instantly raise your FICO Score with Experian Boost®ø, get notified about changes to your credit and more. You can even compare car insurance quotes in minutes^^. GET STARTED FOR FREE ■Experian credit report and FICO® Score* Check your FICO Score and credit report anytime, anywhere—it won't hurt your credit. Get every 30 days. See what factors help or hurt your FICO Score, and actions to take for better credit. ■Experian Boost®ø Raise your FICO® Score* using bills you already pay, like your cell phone, utilities, video streaming services and eligible rent payments. ■Experian Smart Money™¶ The Experian Smart Money™ Digital Checking Account helps you build credit without debt by automatically connecting to Experian Boostø! ■Credit monitoring Stay informed with push notifications if your FICO® Score* changes, accounts are opened in your name or new inquiries appear on your credit report. ■Marketplace^ Compare credit card, loan or auto insurance options matched to your unique credit profile. PREMIUM BENEFITS ■Bill negotiation and subscription cancellation** Save time and money when our experts negotiate your bills to get your best price! We'll even cancel subscriptions you no longer use. TERMS See experian.com/legal for Terms of Use Agreement, Privacy Policy, Cardholder Agreement and Disclosures. ¶The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank. ‡To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid. The bonus will be deposited into your account within 10 business days, once earned. Terms and conditions apply. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. øResults will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®. *Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO Score than FICO Score 8 or another type of credit score altogether. ^^Results will vary and some may not see savings. **Results will vary. Not all bills or subscriptions are eligible for negotiation/cancellation. Savings are not guaranteed, and some may not see any savings. ^Based on FICO® Score 8 model. Approval is not guaranteed. Some may not see savings from improved interest rates. Offers are not available in all states. Personal loan offers on Experian’s public marketplace have a maximum rate of 35.99% APR with terms from 6 months to 84 months. Rates are subject to change without notice by our third-party advertisers. Your actual rate will be decided by the lender, see terms. REPRESENTATIVE REPAYMENT EXAMPLE: A personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.19 over the 36 month life of the loan. ©2024 Experian. All rights reserved. Experian. Experian and the Experian trademarks used herein are trademarks or registered trademarks of Experian and its affiliates. The use of any other trade name, copyright, or trademark is for identification and reference purposes only and does not imply any association with the copyright or trademark holder of their product or brand. Other product and company names mentioned herein are the property of their respective owners.

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Acorns: Invest For Your Future

Acorns helps you save, invest, and grow for your future. Our automated saving, investing, and spending tools help you grow your money and your financial wellness. At Acorns, we believe that financial wellness is for everybody. It has nothing to do with how much you make — it’s about finding balance with what you have. Financial wellness is when you are spending smarter today, saving for tomorrow, and investing for your future all at once. More than 13,000,000 Americans have invested over $22,000,000,000 with Acorns. You can get started in under 5 minutes, with as little as your spare change. SECURE: Acorns is committed to your security with 2-factor authentication, fraud protection, 256-bit data encryption, and all-digital card lock. Acorns Investment accounts are SIPC-protected up to $500,000, and Acorns checking accounts are FDIC-insured up to $250,000. WHAT’S IN THE APP: INVEST: - EASY, AUTOMATED INVESTING Your money is automatically invested into one of our diversified, ETF* portfolios, built by experts and recommended for you. You can invest spare change each time you make a purchase with Round-Ups®, or set up automated recurring investments starting as low as $5. - INVEST IN BITS OF BITCOIN Ride Bitcoin’s highs and ride out its lows by allocating up to 5% of your already-diversified portfolio towards a Bitcoin-linked ETF. - PERSONALIZE YOUR PORTFOLIO Personalize your investments with a Custom Portfolio, allowing you to add individual stocks from the largest 100+ public US companies. - INVEST FOR RETIREMENT Save for the future with an Acorns Later retirement account, and get a 3% IRA match on new contributions with a Gold subscription. - INVEST FOR YOUR KIDS Start building your kids’ futures with Acorns Early Invest, a dedicated investment account for your kids. Plus, we’ll match your investments by 1%! SAVE: - EMERGENCY FUND Build savings for life’s unexpected hiccups, including a 4.05% APY** to help your money grow. - CHECKING WITH APY Earn 2.57% on your checking account with the Mighty Oak debit card. AND MORE: - KIDS & TEEN DEBIT CARD Teach your kids financial wellness with an Acorns Early debit card, included in the Gold subscription. - EARN BONUS INVESTMENTS Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Plus, earn limited-time referral bonuses of up to $1,200. - GROW YOUR MONEY KNOWLEDGE Access custom articles, videos, courses, and live Q&As to learn about investment and savings strategies. SUBSCRIPTION PLANS Whether you’re new to investing or planning for your family’s future, we bundle our money tools into subscription plans. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak. Bronze ($3/mo) — Investing tools to get you started on your financial journey. - Round-Ups® - Expert-built diversified portfolio - Retirement account - Checking account, and more Silver ($6/mo) — Level up your saving and investing skills. - Everything in Bronze - 1% IRA match on new contributions to your Acorns Later retirement account - Emergency fund - Courses and videos to help you grow your money knowledge - Live Q&As with investing experts Gold ($12/mo) — Full suite of saving, investing, and learning tools for you and your family. - Everything in Silver - 3% IRA match on new contributions to your Acorns Later retirement account - Investment accounts for your kids with a 1% match - Acorns Early smart money app and debit card for kids - Ability to add individual stocks to your portfolio - $10,000 life insurance policy - Complimentary Will, and more — *ETF (Exchange-Traded Fund) = collection of investments, made up of pieces of various stocks, bonds, or other assets. **APY (Annual Percentage Yield) = the amount of interest you can earn from the money you have in a bank account in a year. — Disclosures are available in the images above and at www.acorns.com/disclosures 5300 California Ave Irvine CA 92617