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Fibe Instant Personal Loan App
Fibe Instant Personal Loan App Vs. Kissht: Instant Personal Loans

Fibe Instant Personal Loan App vs Kissht: Instant Personal Loans Usage & Stats

Are you in need of instant cash? Fibe is here to help! With our instant personal loan app, you can get a loan of up to ₹5 lakhs within minutes & transfer the money directly to your bank account. What We Offer: ● Loan amount: ₹ 20,000 - ₹5 lakhs ● Directly in your bank account within 2 minutes ● Flexi repayment option from 6 to 36 months ● 100% online process - no queues, no fuss ● Minimal paperwork - just PAN, Aadhaar and bank statement ● No collateral needed ● Pay off your loan early anytime without any prepayment penalty Why Choose the Fibe Instant Personal Loan App? Fibe is trusted by 2.5 million+ customers and disbursed 7 million+ loans worth more than ₹26,000 crores. That's a lot of happy customers! Join the Fibe family and give instant wings to your upgrades. Example of How Personal Loans from the Fibe Personal Loan App Work Let's say you borrow ₹5,00,000 for 3 years, then your: ● Processing fee (3% of loan amount + 18% GST + ₹500 stamp duty) cost to: ₹18,200 ● Interest rate: 20% p.a. (on reducing principal balance interest calculation) ● Your EMI will be: ₹18,582 ● Total amount to be paid: ₹18,582 x 36 = ₹6,68,952 ● Total interest paid: ₹1,68,944 ● Total cost of loan: ₹1,68,944 + ₹18,200 = ₹1,87,144 ● APR (Annual Percentage Rate): 22.7% Personal Loan Eligibility Criteria ● Age: 21-55 years ● Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros ● Should be a resident of India How Do You Apply for an Instant Personal Loan on the Fibe Personal Loan App? Personal loan application is easy on the Fibe Instant Loan app. ● Download the Fibe app ● Fill in your details ● Upload a few documents ● Choose how much instant loan amount you want and your preferred tenure ● Get money in your account in 2 minutes only. Documents required for Instant Cash Loan • PAN • Aadhaar card • Salary account bank statement Fibe Charges ● Interest: Starting from 18% p.a. ● Processing fee: 2 - 4.5% of loan amount ● Late payment: ₹500 or 3% (whichever is more, based on the overdue amount) ● Bounced payment: ₹500 ● APR: Starting from 16.75% ● Stamp duty: 0.1% of loan amount ● Mandate rejection charges: ₹250 + GST ● Foreclosure charges: Nil! At Fibe, we believe in transparency. All Personal Loan fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our Instant Loan app. About Fibe (EarlySalary) Fibe Instant Loan app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a Instant loan app that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe Personal Loan app has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 and SOC 2 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit. Our Partner NBFCs • Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited) • Northern Arc Capital Limited • Incred Financial Services • HDB Financial Services • Kisetsu Saison Finance (India) Private Limited • Piramal Capital and Housing Finance Limited • Cholamandalam Investment & Finance Company Limited (CIFCL) • TATA CAPITAL LIMITED • Oxyzo Financial Services Limited How to contact Fibe Telephone: 020-67639797 Email: care@fibe.in We’re not just an personal loan app but also here for you in person! You can find us at: 404, The Chambers, Near Ganpati Mandir Chowk, Samrat Chowk, Viman Nagar Rd, Pune, Maharashtra 411014. Download Fibe Now!!!

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Kissht: Instant Personal Loans

Kissht is India’s trusted quick loan app, which offers online instant loans, business loans, & a seamless experience. Whether you need funds for unexpected expenses or business growth, Kissht advance loan app provides you immediate financial assistance. What is Kissht App? Kissht offers online personal loans of up to ₹5,00,000 with minimal documentation. In just 5 minutes, you can apply for a personal loan and get your funds. Furthermore, Kissht provides competitive business loans to meet entrepreneurs' needs, enabling them to access capital quickly. Example of Unsecured Personal Loan Loan amount (Sanctioned): ₹ 60,000. Tenure: 18 months. Interest Rate: 33% per annum. Processing Fee (incl. GST): ₹ 4,248. Total Interest: ₹ 16,858. EMI: ₹ 4,271. APR: 44 %. Sanctioned Loan amount is ₹ 60,000. Net Disbursed amount is ₹ 55,752. Total loan repayment amount is ₹ 76,858. Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,858 + ₹4,248 = ₹21,106. We work with RBI-registered NBFCs. These NBFCs are as follows:  -Si Creva Capital Services Pvt Ltd -MAS Financial Services Ltd -Northern Arc Capital Ltd. -Piramal Capital & Housing Finance Ltd. -SMFG India Credit Co. Ltd.    How to apply for Kissht instant loan? 1. Install Kissht app  2. Register with a mobile number & accept basic permissions  3. Complete 100% digital KYC for an instant credit check  4. Sign online loan agreements from approved NBFCs Why Choose Kissht for Your Instant Personal Loan Needs? Whether it’s for an emergency or business growth, Kissht provides instant loan & financial assistance with flexible repayment plans. Kissht stands out among loan apps by providing quick, reliable, and secure instant small loans. This is the cash loan app that can help you get a quick personal loan to manage emergencies or meet your financial goals. Further, Kissht offers a convenient online loan application process with transparent terms and competitive interest rates. Our low-interest loan and easy repayment plans make managing finances stress-free. The Expense tracker feature analyzes your transactional messages to provide insights into your spending habits, including summary of your expenses and income across categories. What Makes Kissht a Unique online instant loan app? 1. Easy Approval: Get instant loans online with minimal documentation in a fully digital process. 2. Instant Fund Transfer: With The Kissht advance loan app, you can get funds directly transferred to your bank account. 2. Safe & Transparent: Kissht prioritizes user safety and follows RBI guidelines for collections. Our processes are transparent, with no hidden charges. 3. Customer-Centric: We adopt a human-first approach, ensuring a delightful experience at every interaction. 4. Competitive Rates: Enjoy a lower-interest loan with flexible repayment options. Our Commitment to Customer Safety All communication for payment reminders is done via registered landline numbers only. We never use personal mobile numbers, foreign numbers, or VOIP calls. Payments are collected only through our app or website. We never request payments to personal accounts or demand commissions on dues. Our collection processes strictly follow RBI and MeitY guidelines. All calls are monitored and recorded to ensure no threats or abusive language are used. The Kissht app respects your privacy — it does not access your Contacts List, and we do not contact your friends or relatives regarding loan repayments. Contact Us: 1. Write to care@kissht.com OR call our customer care number on 08044745884 / 08062816309.  2. Share with us a screenshot or recording of the message or call.  Address: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070 Need quick access to funds? Download the Kissht loan app today! This trusted app offers online personal loans up to ₹5,00,000 with minimal documentation, competitive interest rates, and a seamless experience.