Fibe Instant Personal Loan App vs LazyPay: Loan App & Pay Later Usage & Stats

Are you in need of instant cash? Fibe is here to help! With our instant personal loan app, you can get a loan of up to ₹5 lakhs within minutes & transfer the money directly to your bank account. What We Offer: ● Loan amount: ₹ 20,000 - ₹5 lakhs ● Directly in your bank account within 2 minutes ● Flexi repayment option from 6 to 36 months ● 100% online process - no queues, no fuss ● Minimal paperwork - just PAN, Aadhaar and bank statement ● No collateral needed ● Pay off your loan early anytime without any prepayment penalty Why Choose the Fibe Instant Personal Loan App? Fibe is trusted by 2.5 million+ customers and disbursed 7 million+ loans worth more than ₹26,000 crores. That's a lot of happy customers! Join the Fibe family and give instant wings to your upgrades. Example of How Personal Loans from the Fibe Personal Loan App Work Let's say you borrow ₹5,00,000 for 3 years, then your: ● Processing fee (3% of loan amount + 18% GST + ₹500 stamp duty) cost to: ₹18,200 ● Interest rate: 20% p.a. (on reducing principal balance interest calculation) ● Your EMI will be: ₹18,582 ● Total amount to be paid: ₹18,582 x 36 = ₹6,68,952 ● Total interest paid: ₹1,68,944 ● Total cost of loan: ₹1,68,944 + ₹18,200 = ₹1,87,144 ● APR (Annual Percentage Rate): 22.7% Personal Loan Eligibility Criteria ● Age: 21-55 years ● Minimum in-hand monthly salary requirement: ₹18,000 in metro cities and ₹15,000 in non-metros ● Should be a resident of India How Do You Apply for an Instant Personal Loan on the Fibe Personal Loan App? Personal loan application is easy on the Fibe Instant Loan app. ● Download the Fibe app ● Fill in your details ● Upload a few documents ● Choose how much instant loan amount you want and your preferred tenure ● Get money in your account in 2 minutes only. Documents required for Instant Cash Loan • PAN • Aadhaar card • Salary account bank statement Fibe Charges ● Interest: Starting from 18% p.a. ● Processing fee: 2 - 4.5% of loan amount ● Late payment: ₹500 or 3% (whichever is more, based on the overdue amount) ● Bounced payment: ₹500 ● APR: Starting from 16.75% ● Stamp duty: 0.1% of loan amount ● Mandate rejection charges: ₹250 + GST ● Foreclosure charges: Nil! At Fibe, we believe in transparency. All Personal Loan fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our Instant Loan app. About Fibe (EarlySalary) Fibe Instant Loan app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a Instant loan app that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe Personal Loan app has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 and SOC 2 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit. Our Partner NBFCs • Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited) • Northern Arc Capital Limited • Incred Financial Services • HDB Financial Services • Kisetsu Saison Finance (India) Private Limited • Piramal Capital and Housing Finance Limited • Cholamandalam Investment & Finance Company Limited (CIFCL) • TATA CAPITAL LIMITED • Oxyzo Financial Services Limited How to contact Fibe Telephone: 020-67639797 Email: care@fibe.in We’re not just an personal loan app but also here for you in person! You can find us at: 404, The Chambers, Near Ganpati Mandir Chowk, Samrat Chowk, Viman Nagar Rd, Pune, Maharashtra 411014. Download Fibe Now!!!