“Before Salary” - profitable urgent loans. We give money right away! We send the loan to the card, without certificates or guarantors.
Need to get a loan quickly? Download the “Before Salary” application! You will get the opportunity:
• apply for a loan in 5–7 minutes;
• always have access to documents and payment schedules;
• extend your microloan online;
• repay the loan.
We consider applications for a quick loan from 10 seconds 24/7 without holidays and weekends. Leave a request - and in a matter of minutes you will receive a payday loan on your card.
How to take a loan online?
To get a microloan online on a card, download the Dozarplati application, register and fill out a simple form. The only documents you will need for a loan are a Russian passport.
In the loan application, select a convenient amount and term. As soon as you receive approval, sign the agreement and provide your bank details, we will send the loan immediately to your card.
Advantages of "Before Salary"
Apply for a loan from our microfinance organization and receive not only money before your payday. Other options:
– Convenient control
It’s easy to receive and repay microloans through the application or on the company’s website. All you need is a bank card to borrow money.
– Prolongation
If you don’t have time to pay your microloan on time, renew it in the app and don’t worry about late payments.
– Early repayment
Close payday loans without commissions.
- Safety
We care about our clients, ensure complete confidentiality and protection of personal information, and guarantee the secrecy of financial transactions.
– Promotions and special offers
Follow the news of the company “Before Salary” using the application - and borrow money profitably.
Loan repayment: terms
The minimum is 61 days.
Maximum - 365 days.
Annual interest rate:
Minimum - 0%.
Maximum (APR) - 36%.
Example of calculation for a microloan in the amount of 30,000 rubles for a period of 365 days:
The interest rate for using money for 365 days is 0.538% per day. Total cost of credit (APR) - 36% per annum.
The amount of accrued interest for 365 days is 10,800 rubles.
The amount to be returned is 40,800 rubles.
Interest for using money in case of violation of the repayment period and accrued interest for 10 days - 1668 rubles.
A penalty for the overdue amount in the amount of 20% per annum is charged on the amount of the overdue part of the microloan for 10 days - 170 rubles.
Online loans: how the cost of use is calculated
The interest rate for using money in the first 15 days (interest-free period) is 0% per day (0% per annum), for the next 365 days a floating interest rate is applied (from 0% to 36% per annum).
How the cost is calculated:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100)
We, as an IFC, do not charge fees for loans on a card. All conditions of how the loan operates are specified in the contract.
About Us
Since 2011, we have been helping clients receive loans online on a card and providing maximum benefits. We comply with all legal requirements and work under the control of the Central Bank, and are also part of the SRO "MiR".
Our MFO issues money to most clients without refusal. Before Salary is always there if you need to borrow money!
Organization details:
LLC MKK "DZP-Ediny", address: 197374, St. Petersburg, st. Furniture, 12, building 1, lit. Ah, room. 53-N, room 428
Reg. No registration in state MFO register 2303140009956
TIN 7814821288
OGRN 1237800038442
Detailed information on the website https://dozarplati.com