Deutsche Bank photoTAN vs myTU – Mobile Banking Usage & Stats

AUTHORIZE TRANSACTIONS FAST AND SECURELY With the photoTAN app, you are able to easily and securely authorize important transactions in the online and mobile banking. After you entered and submitted all required transaction data in the online banking, a colored graphic will be displayed in case of an active photoTAN procedure. If you scan the graphic using the photoTAN app, a transaction number (TAN) is created which can be used to authorize the transaction. In order to use the photoTAN procedure, you need an activation letter which you can request in the online banking. You can find further information regarding photoTAN under www.deutsche-bank.de/photoTAN PHOTOTAN-APP AND DEUTSCHE BANK MOBILE If you want to transfer money using “Deutsche Bank Mobile” with a few taps, you need to tap on the button “Generate TAN” below your transaction summary. This will open the photoTAN app, in which a TAN is generated and with another tap the TAN is transferred to the “Deutsche Bank Mobile” app, where you simply need to tap on “Execute” to finalize the transaction. PHOTOTAN PUSH APPROVAL You are required to enter your account number, your PIN as well as a TAN during online banking login. If you are using the photoTAN app with the new push functionality ,you do not have to scan a graphic during login. Instead you will receive a push notification. If you tap on the notification, the photoTAN app will open, you can log in (using a PIN or Fingerprint login), approve the login and are then directly logged into your online banking. You can also approve your online card payments with your Deutsche Bank Visa and Mastercard (debit and credit card) simply by clicking on the push notification, logging in to your photoTAN app and approving the transaction. SECURITY The photoTAN app has a PIN protection. For a smooth and fast login you are able to use Fingerprint Login. Transactions in your online and mobile banking that are performed with the photoTAN app are secured with the security guarantee of Deutsche Bank. The photoTAN app requires the following permissions on your smartphone: - “Camera“ to scan the photoTAN graphic - “Device-ID“ and “Call information" to protect you from any misuse and ensure security. Depending on the Android version there is also the possibility that the app requires to “Manage phone calls”. This is based on the permission “Phone status”, which is essential for the app. The Deutsche Bank photoTAN will not access your phone calls, history or other personal data and will not perform calls. - „Vibration“ for a vibration feedback during the graphic scan - "Allow notifications" for receiving push notifications to approve orders in online / mobile banking.

Google Play Store
Free
Finance

Usage Rank

#636

myTU – Mobile Banking

myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs. Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co Who can use myTU? - Individuals - Businesses - Kids aged 7+ Benefits: - Obtain a European IBAN within minutes. - It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally. - Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees. myTU Visa Debit Card: - Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home. - Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month. - When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions. - myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions. - Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap. Made for Kids: - Every child who signs up on myTU gets a 10€ gift from us. - Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents. - Kids receive their stylish payment card. - Parents can track kids' spending with instant notifications. For Businesses: - myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go. - Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses. - Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees. myTU is available in all EU/EEA countries. Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements. myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.