Intuit Credit Karma vs Chime – Mobile Banking Usage & Stats

Get everything you need to outsmart the system with Intuit Credit Karma: • Insights: Connect your accounts to view them in one place. Monitor your transactions, spend and net worth and find ways to save money. • Free credit monitoring: Get alerted when your score changes, learn what affects your credit scores and get tips on how to improve. • Advanced Cards and Loan Marketplace: You can find the best credit card and personal loan offers for you and see the specific credit limits, exact loan amounts and rates you could get approved for. • Credit Builder: Boost a low score by an average of 21 points in 3 days.* • Checking: Direct deposit your paycheck into your Credit Karma Money SpendTM account** and you could access your paycheck up to two days earlier.*** • Drive Score: With a good drive score, you could save big on car insurance from a nationally trusted provider. Download the app to get started. DISCLOSURES *A connected external account, connected paycheck or one time direct deposit of at least $750 is required for activation. Credit Builder plan is serviced by Credit Karma Credit Builder and requires a line of credit and savings account provided by Cross River Bank, Member FDIC. Members with a TransUnion credit score of 619 or below who opened a Credit Builder plan and had it reported on their TransUnion report saw an average credit score increase of 21 points in 3 days of activating the plan. Credit Builder is not provided by MVB Bank. **Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. ***Early access to paycheck is compared to standard payroll electronic deposit. Early access is dependent on timing of payor's submission. Payor may not submit paycheck early. Some screen images are simulated. Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license. Insurance services offered through Karma Insurance Services, LLC. CA resident license #0172748. ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Credit Karma members are shown offers with Outstanding Approval Odds^ when available to them. Offers with Outstanding Approval Odds have rates that range from 3.86% APR to 35.99% APR with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts. PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 3.86% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492. ^ Approval Odds are not a guarantee of approval. Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the personal loan, or whether you meet certain criteria determined by the lender. Of course, there's no such thing as a sure thing, but knowing your Approval Odds may help you narrow down your choices. For example, you may not be approved because you don't meet the lender's "ability to pay standard" after they verify your income and employment; or, you already have the maximum number of accounts with that specific lender.

Google Play Store
Free
Finance

Usage Rank

#87

Chime – Mobile Banking

Chime is The Most Loved Banking App®. Get Paid When You Say with MyPay™, overdraft fee-free with SpotMe®, and improve your credit with Credit Builder. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. The Chime® Visa® Debit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank pursuant to a license from Visa U.S.A. Inc. May be used everywhere Visa cards are accepted. SAFE AND SECURE Stay in control of your money with instant transaction and daily balance alerts. Plus, enable two-factor authentication and block your card in a single tap. GET PAID WHEN YOU SAY™ Access up to $500^ of your pay any day you want with no credit check, no interest~, and no mandatory fees with MyPay. Get it for free within 24 hours, or instantly for only $2 per advance. OVERDRAFT UP TO $200* When your balance is running low, the last thing you need is an overdraft fee. Eligible members on Chime can overdraft up to $200* on Chime debit card purchases and in-network ATM withdrawals fee-free. SAY GOODBYE TO MONTHLY FEES Your Money Shouldn’t Cost Money.TM Chime has no monthly fees, minimum balance fees, or foreign transaction fees. Plus, access 50k+ fee-free‡ ATMs at locations like Walgreens, 7-Eleven, CVS, and more. MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT Use the Credit Builder card¹ to increase your FICO® Score by an average of 30 points² with regular on-time payments. No interest**, no annual fees, no credit check to apply. PAY ANYONE WITH NO TRANSFER FEES Send money to friends, family, or roommates as fast as a text – with no transfer fees. ––––– MyPay™ line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. ^MyPay is a line of credit. Available limits estimated are based on income and risk-based criteria and range between $20 – $500 per pay period. Chime Checking Account and qualifying direct deposits required to be eligible for MyPay. MyPay is currently only available in certain states. Terms and conditions apply, see www.chime.com/mypay for details. ~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details to www.chime.com/policies. *SpotMe® on Debit eligibility requirements apply. Overdraft with debit card only applies to debit card purchases and cash withdrawals. Limits start at $20 and may be increased up to $200. ‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. ¹Chime Checking Account and $200 qualifying direct deposit required to apply for the secured Chime Credit Builder Visa® Credit Card. ²Avg 30 point FICO® Score 8 increase over time with regular on-time payments. Results may vary, see Chime.com/disclosures for details. **Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States. No customer support available at HQ. Customer support details available on the website.