bunq vs N26 — Love your bank Usage & Stats
Discover mobile banking tailored to every stage of your life. Whether you're exploring new countries, building your dream business, or managing a growing family, bunq helps you save, spend, budget, and invest effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.
Our Plans
bunq Free - €0/month
Get started with essential banking.
• 3 Bank Accounts to get you started
• Instant Payments and real-time notifications
• 1 virtual card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Withdraw cash at ATMs (€2.99/withdrawal)
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• €1,000 ZeroFX for foreign payments
• Plant a tree for every €1,000 spent
Business features:
• Tap to Pay
• 0.5% cashback
bunq Core - €3.99/month
A bank account for everyday use.
All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• Open and manage up to 4 Child Accounts
• 1 physical card included
• Shared account access for joint management
• Add loyalty cards for quick access
• Earn points with bunq Points and redeem rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies
Business features:
• Director access
• Shared account access
• 100 free transactions/year
• Bookkeeping integrations
bunq Pro - €9.99/month
The bank account that makes budgeting easy
All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 virtual cards included
• Personalized budgeting insights and payment sorter
• 5 free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• Plant a tree for every €250 spent
• 20% discount on stock trading fees
• Free for students
Business features:
• Add up to 3 employees
• Employee card and Tap to Pay access
• 250 free transactions/year
• 1% cashback
• AutoVAT
bunq Elite - €18.99/month
The account for your international lifestyle.
All bunq Pro benefits, plus:
• Worldwide travel insurance
• 10 free foreign currency payments/month
• Earn 2% cashback on public transport and 1% at restaurants/bars
• Invite 2 friends to form a Cashback team and earn more
• Double bunq Points for even better rewards
• 4x 2GB free eSIM bundles for roaming
• Plant a tree for every €100 spent
• 50% discount on stock trading fees
Your Security = Our Priority
Boost your bank security with two-factor authentication for online payments, Face & TouchID and 100% control of your cards in the app.
Your Deposits = Fully Protected
Your money is insured up to €100,000 by the Dutch Deposit Guarantee Scheme (DGS).
Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.
bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
- Google Play Store
- Free
- Finance
Usage Rank
#566
Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Manage all your finances directly from your smartphone and pay with a tap using your virtual N26 Mastercard and Google Pay. Pick from our five new virtual card designs to start paying with personality.
– Transfer money in seconds with MoneyBeam and instant transfers. Send money around the globe quickly, easily, and with no hidden fees.
– Want even more perks and features? Discover our premium accounts and upgrade your banking experience. Choose from N26 Smart, N26 You and N26 Metal.
– For shared finances, N26 joint accounts come with dedicated IBANs, handy insights, and user-friendly features to make managing your own and your shared expenses easier than ever.
– Want to turn future plans into reality today? Split eligible past purchases with N26 Installments, or get approved for an overdraft up to €10,000 in minutes (available in Germany and Austria). With N26 Credit, you can get a loan instantly with no paperwork (the loan maximum depends on the market; our credit loan is available in Germany and France.)
– Self-employed? Handle all your business finances with an N26 business account and get 0.1% cashback for every payment you make with your N26 Mastercard.
– And if you have questions, contact us day and night via the chat in your N26 app — in five languages.
SAVE
- With N26 Instant Savings, grow your money with full flexibility, no matter what membership you have. Earn interest on all your savings with no deposit limits** and access your funds anytime.
- Save for all your goals by organizing your money into N26 Spaces sub-accounts, and automate your savings with N26 Round-ups.
- Get smart tools to help you budget the simple way. Keep track of all your money with Insights.
*The interest rate is based on country and membership. Available to eligible N26 customers in Germany, France, and Spain. Interest rates vary based on country and membership.
**The money in your N26 bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
INVEST
- Choose from thousands of stocks and ETFs. Or select one of our ready-made funds and let the experts do the work.*
- You can start with €1, and buy and sell anytime.
- Manage your money and your investments without having to download another app. Get a complete overview of your portfolio, transaction fees, gains, and losses.
- Get 15 free trades for Stocks and ETFs every month with N26 Metal — and 5 with N26 You.
- Not much time on your hands? Automate your investments with our free, fully-flexible investment plans.
*None of these statements constitute investment advice. Check our website for availability in your country.
BE SIMPLY SECURE AND FULLY IN CONTROL
— As a fully-licensed German bank built on the latest technology, we’re always working to make sure your money is in safe hands.
— Get control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly.
— Banking after hours? Turn down the lights and use your N26 app in dark mode. It's yet another layer of personalization to the way you choose to bank.
Imprint and Cookie Policy: n26.com/app
- Google Play Store
- Free
- Finance
Usage Rank
#220
bunq vs. N26 — Love your bank ranking comparison
Compare bunq ranking trend in the past 28 days vs. N26 — Love your bank
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N26 — Love your bank#220
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bunq VS.
N26 — Love your bank
December 31, 2024