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earnify Vs. Kikoff - Build Credit Quickly

earnify vs Kikoff - Build Credit Quickly Usage & Stats

Earn loyalty reward points on every purchase, at the pump and in-store, with earnify™! Newly registered users are eligible for a 250-point welcome offer that can be redeemed for exciting rewards! Please note that points might take up to 24 hours to appear. earnify™ is available at participating bp, Amoco, and ampm sites.  With the earnify™ app, you’ll save on app only deals and get rewarded with incredible Bonus Deals on your favorite stuff. earnify™ members can enjoy the following perks:   Welcome offer of 250 points + 2x points for first 90 days   Instant 5¢ savings on every gallon  Earn 1 point per dollar spent on fuel  Earn 2 points per dollar spent on convenience  Redeem for rewards at the pump or on in-store purchases  Other earnify™ app features:  Easily register in just seconds by using your phone number  Save time with an enhanced fuel payment experience  Store payment cards securely for convenient access  Save fuel receipts automatically by going paperless  Find the nearest participating sites using the site locator  Enjoy additional fuel savings and convenience store rewards  Access ongoing rewards, special offers, discounts, and more with earnify™, available now at participating bp, Amoco, and ampm sites. Are you a bp rewards Visa cardholder? Earn even more and gain access to special offers, gas discounts, and rewards with 30¢ savings on every gallon in the first 60 days after account opening, then 15¢ off per gallon thereafter at bp and Amoco gas stations only, with no annual fee.  Earn 5% cashback on your non-fuel purchases at bp and Amoco stations, 3% on groceries and dining, and 1% on all other qualifying purchases! Link your card to the earnify™ app and swipe at the pump to start saving. You can also enjoy the convenience of contactless payments within the app.  Terms & conditions apply: https://www.bp.com/en_us/united-states/home/terms-and-conditions.html#tab_credit-cards 

Google Play Store
Free
Travel & Local

Usage Rank

#1,401

Kikoff - Build Credit Quickly

If you’re ready to build your credit, Kikoff is the fastest, smartest, and easiest way to do it. Kikoff customers who make on-time payments see improvements of their credit score by 58 points, on average.* Sign up for Kikoff Basic plan for just $5/month or Premium plan for $20/month. You’ll get a credit line reported to Equifax, Experian, and TransUnion** every month. Each on-time payment builds payment history, which helps your credit! Whether you have a low credit or no credit, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We lower your credit utilization with a $750 or a $2,500 tradeline. 2. You make a purchase with that tradeline (limited to Kikoff), and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to Equifax, Experian, and TransUnion every month while your utilization rate stays low. 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. 4. We flag errors on your report. Also, users with Premium Credit Service account can sign up to Rent Reporting to have their rent payments reported. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest. *Credit Score Increase: Based on Kikoff customers who start with 600 or below credit. Payment behavior can have an impact on your credit score, and individual results may vary. Data current as of March 2022. **Which bureaus are reported to depends upon which Kikoff products you have. Kikoff Credit Account and Secured Credit Card reports to Equifax, Experian, and TransUnion.