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- Alpian - Banking & Investing Vs. Migros – shop & save
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Alpian - Banking & Investing vs Migros – shop & save Usage & Stats
Experience the bank engineered to make your money work for you. Spend, save, exchange money, and invest all in one app. Download now and open your free bank account in under 10 minutes!
Why Alpian?
We are making banking better by designing all our features and products focusing on your success. Just like a private bank, but accessible to everyone. As a fully regulated Swiss bank by FINMA, you can be sure we operate with the highest standards of security and safety in the country.
Banking with Alpian means:
- Paperless and quick account: Open your account with 0 monthly fees in less than 10 minutes.
- Multi-currency account: Manage, pay, save, send, and exchange in CHF, EUR, USD, and GBP with the best rates in Switzerland.
- Superior foreign currency exchange rates: Send money in 19 currencies, pay abroad with your card with zero commission per transactions, and exchange between CHF, EUR, USD, and GBP free of charge.
- Virtual cards: Create multiple fully digital debit cards to pay online and in stores with more security.
- High interest rates: Earn monthly interest on your savings with no withdrawal restrictions or penalty fees. We’re the only Swiss bank that pays you every month instead of at the end of the year.
- Deposit protection of 100,000 CHF.
- Contactless payments: Use Apple Pay and Google Pay for secure transactions.
Investing with Alpian means:
Professional investment solutions at accessible costs that outperform traditional banks and individual traders. Manage your daily cash and investments in the same app with complete overview of your portfolio and performance, level of exposure, etc.
- Unique portfolios: Tailored investment strategies based on your investor profile. No standard profiles – each one is customised for you.
- Expert advice: Unlimited video calls with wealth advisors for personalised guidance. Our advisors have an outstanding rating of 4.98 out of 5 because they truly focus on you and don't try to sell you products.
- Flat fee: One flat annual fee without hidden transaction costs.
- Flexible Investment Mandates:
1) Managed by Alpian: Delegate your investment strategy to our experts for optimal returns. Our team will adjust your portfolio according to your risk capacity and market fluctuations.
2) Guided by Alpian: Invest independently with professional insights and support. Use our tools to make informed investment decisions and consult with our advisors whenever needed.
Security you can trust
As a fully regulated Swiss bank by FINMA, we uphold the highest security standards. Customize your security settings directly in the app – lock and unlock your card, change your PIN, set spending limits, and hide sensitive data.
Requirements to open an account
To open an account, you must be a Swiss tax resident over 18 years old, have a valid ID card or passport. To activate the account, you must make a deposit of the amount of your choice.
About Alpian
Founded in 2019, Alpian received its full banking license from FINMA in March 2022 and launched in the Swiss market in October 2022. Discover more at www.alpian.com.
ALPIAN S.A. Registered address at 17 chemin des Crêts, 1209 Geneva.
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The digital shopping assistant gives you all the advantages of Migros in the palm of your hand at all times, wherever you are. Find out about the latest special offers and new products at your local Migros store from the comfort of your home and let yourself be inspired by thousands of recipes. Simply order online and have your purchase delivered to your door. Or shop with subitoGo in-store – no waiting at the checkout. The shopping list allows you to plan your shopping on the go. Instore or online: redeem your Cumulus coupons and vouchers, earn points with your Cumulus Card and collect digital stamps. It’s all on the Migros app. Download it today and benefit immediately!
• Special offers, new products and the regular product range
Now you’ll never miss unbeatable special offers or attractive new products. That’s because push notifications always keep you up to date with the latest offers. The Migros app also informs you about which products are currently available at which Migros store.
• Shop online
You can complete your entire shopping online via the “Order” tab. Simply place the desired products in the shopping cart, choose your delivery date - done. We deliver your purchase on time to your home or to the address of your choice.
• Shopping lists
Is there something missing in your fridge or cupboard? Your shopping list knows the answer. It simplifies your shopping planning and is intuitive to use. Especially practical: Lists can be shared with family, friends and colleagues and worked on together.
• Recipes
Be inspired by thousands of Migusto recipes for your shopping planning, save your favourite recipes in the app and add ingredients directly to your shopping list.
• The Cumulus card
Earn points, save money and enjoy experiences. The Migros app allows you to present your Cumulus card in digital form – either on the app or via the widget. Cumulus points are automatically credited to your account. The current balance can be viewed in the Migros app at any time.
• Coupons and digital Cumulus vouchers
Put an end to all those bits of paper in your wallet! That’s because all of the coupons and Cumulus vouchers are available digitally in the Migros app and are thus ready to use whenever you go shopping. Simply activate in advance and benefit automatically at the checkout or when you order online.
• Collect stamps and get premiums
New stamp cards are constantly being added to the Wallet section in the Migros app. This way, you can automatically collect stamps when you buy the respective products and exchange them later for exciting rewards.
• subitoGo
Scan, pay, done. With subitoGo, you can do your shopping directly from your mobile phone. Simply scan your products, pay using the app and leave the store - without having to wait in line.
• Digital receipts
What did you buy when? Get an overview! The Migros app saves all of your till receipts from recent months. This means that time-consuming filing is no longer necessary.
• Competitions and campaigns
You simply can’t lose with the Migros app, because you’ll never miss a competition or promotion ever again! Secure yourself great prizes, like gift cards, new products to test, trips and much more. Simply take part via the app and with a bit of luck, you could be one of the winners!
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Alpian - Banking & Investing VS.
Migros – shop & save
November 28, 2024