Ubank Money App vs Brigit: Cash Advance & Credit Usage & Stats
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
Ubank is an everyday money app with banking and budgeting tools that help you get ahead with money.
No matter where you’re starting from, ubank has loads of savvy features to help you do everyday money better, including:
- No monthly fees and no overseas or international transaction fees from ubank.
- Easy to unlock bonus interest on Save accounts, with a monthly $500 deposit (on balances up to $250K per customer). Withdraw money without affecting your bonus interest rate.
- Connected Accounts, to display your other bank accounts and their balances in the ubank app.
- Instant digital cards so you can start spending straight away with your digital wallet.
- Bill prediction to notify you when your regular expenses are coming up.
- Shared Accounts for rent or romance, so you can share money with your partner-in-finance.
- Save Targets with an Autosave option, to help you save like a machine for your goals.
- A Spending Footprint that tracks your spending in easy to follow categories.
Ubank also supports you in the big moments, with flexible home loans for owner-occupiers, investors, and refinancing your loan. Apply with ubank for a comfortable loan with easy application, fast approval and great customer support along the way.
Download the app and get started in minutes with a Spend and Save account.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian citizens and permanent residents aged 16 or older, with at least one form of ID (Australian driver licence, passport, Medicare card or birth certificate).
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Bonus Offer terms at ubank.com.au/join-ubank
*Kill Bills. Sign up to Ubank and you could win $10K to eliminate your expenses. Receive one entry for each ubank bills account held as at 5/1/2025. Two winning entries, drawn at random, will each win $10K paid into that account. Prizes drawn on 6/1/25 in Sydney. Winners published on ubank.com.au. Ts&Cs apply - see ubank.com.au/campaigns/kill-bills Permit numbers NSW TP/03874, ACT TP 24/02447, SA T24/1854 Info is general. Consider it’s right for you
Android, Google Pay and Google Play are trademarks of Google Inc.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
- Google Play Store
- Free
- Finance
Store Rank
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Get an Instant Cash advance*, build credit**, save money, and track your spending – it's all possible on Brigit. Join over 8 million users on the cash advance & budgeting app made for you. Secure the cash advances you need today, start building credit with Credit Builder, explore personal loans for extra funds, and discover new ways to earn and save money – kickoff the year with a bright financial future.
GET STARTED WITH BRIGIT:
1. Download Brigit
2. Connect your bank account
3. Request an Instant Cash advance*
4. Get money deposited into your bank account
It’s that easy! See disclosures below.
GET CASH FAST - $25 to $250*
When you need extra money, Brigit’s got your back with an Instant Cash advance
• No credit check
• No interest, late fees or tips
• Repay when you get paid or can afford it
BUILD CREDIT & SAVE MONEY**
Build credit without a credit card. Add to your savings.
• No hard pull, no credit score, no interest and no security deposit required for Credit Builder
• Build your credit history with as little as $1 per month – the rest is paid from the new account
• We report payments to all 3 credit bureaus - Experian, Equifax & TransUnion
• Extra money put in the account is returned to you when paid off!
FAST PERSONAL LOAN OFFERS
• Need to borrow $500 or more? Find personal loan offers from our lending partners
• Compare personal loans and choose one that fits your needs
BUDGET BETTER
Connect your bank account for free budgeting insights
• Budget better by tracking your income and expenses
• Budget smarter with bill & spending breakdowns
• Find forgotten subscriptions to cancel
EARN & SAVE
We’re here to help you earn and save money – from side gigs to exclusive offers
• Earn extra cash fast with surveys
• Find part-time, full-time, gig & remote jobs
• Cash back, discounts, insurance savings & more
PROTECT YOUR MONEY
Monitor your credit, spending and identity
• Track your credit score with full credit reports
• Bank balance alerts
• Identity theft protection
EASY SIGN UP. NO RED TAPE.
Download Brigit and sign up for free in minutes
• Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more
• Basic Plan: Free account alerts & insights + access to exclusive earn & save offers
• Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save. Cancel anytime.
Support 7 Days a Week at info@hellobrigit.com
Download Brigit today and empower your financial future!
DISCLOSURES
Brigit is not affiliated with loan apps, money apps, Albert budgeting and banking, Credit Karma, Kikoff Credit Builder Loan, Freecash, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower Cash Advance, Cash App, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans
Some features subject to a paid plan.
*Cash Advances:
Not all users will qualify. Subject to eligibility and Brigit’s approval and policies, advances range from $25 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100
**Credit Builder:
Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600
Privacy Policy: https://hellobrigit.com/privacy
Brigit
36 W 20th St
New York, NY 10011
- Google Play Store
- Free
- Finance
Store Rank
- -
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Ubank Money App VS.
Brigit: Cash Advance & Credit
January 5, 2025