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- Smartiway Vs. myTU – Mobile Banking
Smartiway vs myTU – Mobile Banking Usage & Stats
Use the Smartiway mobile application for quick and convenient arrangement of a credit line from a FinTech company that was the first to make online lending truly simple and mobile.
Stay trendy, stay responsible, and maintain payment discipline.
💸 Why is Smartiway lending profitable?
1. Large amount — up to UAH 30,000 credit line limit for the Smarti Credit Line.
2. Convenient payment schedule for the Intro-credit credit line.
A flexible initial period (Intro-period) — you can choose a term of up to 31 days, apply a discount of up to 99%, and receive additional funds.
3. After it ends, payments occur every 2 weeks over 4 months through installments (partial principal repayment) – simply make the next payment to stay on schedule.
Important: the client has the legal right to repay the credit early and pay only for the actual usage period. No additional charges!
🔍 Example calculation for the first Intro-credit credit line:
credit line limit: UAH 1,000
credit line term: 143 days
annual percentage rate (APR): 0.00001%
commission for granting the credit (financial instrument): UAH 699.14
Total cost of the credit line = 1000 + (1000 x 0.00001% / 365) x 143 + 699.14 = 1699.14 UAH
⏩ How to get a credit line in a few minutes?
1. Install the Smartiway mobile application and complete a quick registration.
2. Choose the credit line limit, lending term, and submit the application.
3. Verify your bank card and confirm your identity using the BankID system, then automatically receive UAH 500 to your bonus account.
After the application is approved, immediately receive funds on your own card and start using them.
🚀 What are the benefits of Smartiway lending?
⚡ Ultra-fast arrangement – regular customers receive funds 60 seconds after submitting the application.
🌗 24/7 – use the Smartiway mobile application at any time; all you need is a smartphone, a card, and internet access.
📲 Automatic approval – everything happens automatically without any calls.
🤑 Cashback and bonuses – earn loyalty program bonuses that can be used to pay accrued commissions and interest on credit lines. And thanks to the "Invite Friends" program, you can additionally receive up to UAH 1,000 for invited users.
🔐 Security – Smartiway cares about its customers' security, so all data are protected by the global PCI DSS security standard developed with the participation of Visa and MasterCard. Your data confidentiality is protected according to the requirements of the "Smartiway Website and Mobile Application Privacy Policy" and the "Regulation on the Procedure and Procedure for Protecting Consumers’ Personal Data of LLC 'SMARTIWAY UKRAINE'" published on (smartiway.ua).
💳 Convenient repayment – repay your debt in the application or make a payment using the company's details via internet banking, at the bank’s cashier, or a self-service terminal.
🔞 Minimum restrictions — the minimum age is 18 years.
The above information is not an offer to conclude a credit agreement (offer) and only describes the operation of the Mobile Application under the original name Smartiway on the Google Play platform.
"SMARTIWAY UKRAINE" LLC legal entity identification code – 42038225
Ukraine, 03066, Kyiv, Okhtyrskyi lane, building 7
License for a financial company with the right to provide services – granting loans in cash and in bank metals dated 19.03.2024.
Intro-credit credit line; maximum loan amount/limit UAH 15,000; loan usage period from 115 to 143 days, including an Intro period from 3 to 31 days; annual interest rate 0.00001%; commission for granting the credit (financial instrument) from UAH 80.72 to UAH 21,328.96; effective annual percentage rate 57,817.08% (maximum).
Smarti Credit Line credit line; maximum loan amount/limit UAH 30,000; loan usage period 65 days; annual interest rate 361.35% (0.99% per day) of the granted loan amount; effective annual percentage rate 12,318.93%.
- Google Play Store
- Free
- Finance
Store Rank
- -
myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs.
Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co
Who can use myTU?
- Individuals
- Businesses
- Kids aged 7+
Benefits:
- Obtain a European IBAN within minutes.
- It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally.
- Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees.
myTU Visa Debit Card:
- Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home.
- Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month.
- When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions.
- myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions.
- Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap.
Made for Kids:
- Every child who signs up on myTU gets a 10€ gift from us.
- Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents.
- Kids receive their stylish payment card.
- Parents can track kids' spending with instant notifications.
For Businesses:
- myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go.
- Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses.
- Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees.
myTU is available in all EU/EEA countries.
Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements.
myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.
- Google Play Store
- Free
- Finance
Store Rank
- -
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Smartiway VS.
myTU – Mobile Banking
January 3, 2025