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- Maya – savings, loans, cards Vs. CIMB Bank Philippines
Maya – savings, loans, cards vs CIMB Bank Philippines Usage & Stats
Know why it feels good to get banked with Maya? You can experience next-level digital banking with the safety of a bank and convenience of a wallet. With Maya, you can save money and earn up to 15% interest p.a. every day, loan up to P250,000 instantly, apply for a credit card, shop with your Maya card worldwide, and scan any QR Ph to pay for anything.
SAVE
BSP-licensed digital banking with a twist? You bet.
Enjoy up to 15% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.
SHOP & PAY
All the wallet features you need to send money, shop online, pay your bills, and more are right here, too.
Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently from your wallet.
INVEST
You’ve got plenty of ways to explore your money's potential through crypto and funds.
Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.
Makes trading cryptocurrency a lot easier with Maya.
BORROW
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 credit and give your everyday budget a boost.
Approval is subject to credit evaluation. See below for loan terms.*
*Loan Terms
• Credit limit amount: P15,000 - P250,000
• Monthly add-on interest rate: 0.77% - 2.57%
• Monthly effective interest rate: 1.4% - 4.25%
• Tenure: 6 - 24 months
• Max. annual APR: 30.78%
• Applicable DST and other fees: Waived
• Late fee (daily) on overdue principal: 0.17%
Sample Computation
• Loan amount: P25,000
• Monthly add-on interest rate: 0.83%
• Tenure: 6 months
• DST/fees: P0
• Monthly installment amount: P4,374.17
• Total repayment amount: P26,239.19
• Daily penalty: 0.17%
Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.
For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:
• (+632) 8845 7788
• 1800 1084 57788 toll-free
• *788 for free using Smart
• Office Address: Launchpad Building, Sheridan, Mandaluyong, Metro Manila, Philippines
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You can now go Beyond Banking with the all-new CIMB Bank PH app!
Fast & Easy Sign Up Process
Get a faster, more seamless, and all-digital onboarding experience. Apply for and access all your CIMB Bank products including deposits, loans, and REVI Credit seamlessly on the app.
Fast & Seamless Transactions
Now with Instapay! You can now enjoy FREE instant fund transfers, a more interactive dashboard, and more billers. You can also continue to enjoy performing transactions through PESONet, 7-Eleven, and Dragonpay.
Total Control On All Your Accounts
Manage all your accounts anywhere, anytime! Get full control with schedule transfers, 'Add to Favorites,' download e-statements, debit card management, and auto-debit for Personal Loan payments.
Transact with Peace of Mind
Your account and savings will be in much safer hands. Be at ease with the app's enhanced security measures with biometric login, seamless verification process, card and transaction limit controls, and real-time account notifications.
OUR PRODUCTS:
UpSave Account – Earn up to 1600% higher interest than leading traditional banks in the country! Grow your savings with one of the best market rates in the Philippines. Get monthly interest payout with no maximum cap on deposits and no lock-up period.
GSave Account – Link your GSave to the all-new CIMB Bank PH app and unlock the full features of your account. Start growing your savings and earn up to 1600% higher interest than leading traditional banks in the country! Get dual access to your funds and remove the deposit cap and expiration.
Personal Loan – Get your money fast and straight to your account of choice!
Apply using only one ID and one payslip through the app and borrow up to PHP 1 million with ZERO early settlement fees and ZERO disbursement fees if you opt to disburse your loan to your CIMB savings account.
REVI Credit - REVI Credit by CIMB Bank is an all-in-one always-ready credit product that offers users a convenient and safe access to revolving credit. Customers can have ready cash anytime, anywhere. If you do not use your credit line, you will not be charged with any additional interest or fees. Moreover, you can replenish your credit line just by settling your balance anytime.
GCredit - GCredit is a revolving mobile credit line on the GCash app that you can use to pay for goods and services in GCash QR-accepting merchants, shop online in selected e-commerce merchants, and pay for bills in the “Pay Bills” feature on the GCash app!
Go Beyond Banking with CIMB Bank. Download the all-new CIMB Bank PH app now!
CONTACT US
For questions or concerns, you can call us at #2462 (#CIMB) from 6:00 AM to 10:00 PM daily.
Deposits are insured by PDIC up to P500,000 per depositor.
CIMB Bank Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas as a Commercial Bank. You may contact the BSP Financial Consumer Protection Department at (+632)8708-7087 or consumeraffairs@bsp.gov.ph for any concerns regarding the Bank or its products or services.
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Maya – savings, loans, cards VS.
CIMB Bank Philippines
January 16, 2025