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Shopee PH: Shop on 11.11-12.12
Shopee PH: Shop on 11.11-12.12 Vs. Atome PH - Buy Now Pay Later

Shopee PH: Shop on 11.11-12.12 vs Atome PH - Buy Now Pay Later Usage & Stats

Celebrate holidays with Shopee during the 11.11-12.12 Mega Pamasko Sale from October 30 - December 15! Enjoy 70% off on Holiday Deals and with SPayLater, enjoy 0% interest installments on all items. We've got you covered for all your Christmas Shopping with On-Time Pamasko Delivery and zero shipping fees. Shopee is the leading online shopping platform in Southeast Asia and Taiwan that offers convenient and seamless shopping. Get strong payment and logistical support with smooth and secure online shopping experience and fast delivery. Score shopping deals like Shopee coins cashback and vouchers! SHOP ANYTIME, ANYWHERE • Get Free Shipping Araw-Araw • Shop online from our categories • Watch and check out on Shopee Live • Get quality products from official brands on Shopee Mall • Score shopping deals from online shops on Shopee • Explore the Daily Discover section for tailored product offerings • Enjoy savings from our daily Flash Deals • Get Shopee coins cashback and vouchers • Experience fast delivery • Avail New User Exclusives SAFE ONLINE ENVIRONMENT • Make informed purchases - Scan through seller's ratings and reviews • Experience secure payment - Shopee Guarantee only releases payment upon confirming receipt of order • Enjoy strong logistics support - Track your orders from payment to delivery via up-to-date shipping information GET A CHANCE TO WIN COINS, VOUCHERS, AND MORE PRIZES • Participate in different games and special events to win exciting prizes daily on Shopee Philippines SHOPPING APP HIGHLIGHTS • Search by category and brand • App-exclusive offers and daily deals notifications • Personalized product recommendations • Customer rating and reviews • Order tracking • 100% protection with Shopee Guarantee SEAMLESS CHECKOUT & SECURE PAYMENT METHODS • Use ShopeePay for exclusive vouchers • Experience quick and convenient purchase process with our intuitive interface BUY NOW, PAY LATER • Use SPayLater to receive goods first and pay after a month or up to 12 months installment • Monthly interest rates range from 1-5%, and hence annual percentage range (APR) from 12-60% • Processing fee ranges from 0-2% of the loan principal • For example, if you order an item worth ₱723 at 2-month installment, you will need to pay: - Up front processing fee of up to ₱14.46 (assuming maximum 2% processing fee) - Repay principal plus interest of ₱390.06 per month (i.e. ₱780.12 across 2 months installment at a monthly interest rate of 3.95%) - For a total payment amount of ₱794.58 GET CASH LOANS FOR BUYERS AND SELLERS • Use SLoan and get up to ₱100,000 in loans • Pay in flexible installments from 3 to 12 months and enjoy exclusive vouchers once approved • Monthly interest ranges from 1.5-5%, with annual percentage rate (APR) from 18-60% • For example, if you withdraw ₱10,000, you will receive ₱9,900 on your ShopeePay wallet, less 1% admin fee. If you choose to pay in 3 months, you will have a monthly repayment amount of ₱3,728.33. This consists of ₱10,000 principal and ₱1185 interest (at 3.95% monthly interest rate). HOW WE PROTECT YOUR PRIVACY We take our responsibilities under applicable privacy laws and regulations for all users of our platform. View our full Privacy Policy here: https://shopee.ph/m/Privacy-Policy SeaMoney (Credit) Finance Philippines, Inc. doing business under SPayLater & SLoans SEC Registration No.: CS202005382 / Certificate Authority No.: 1279 Please study the Terms & Conditions before proceeding with the transaction. Visit our WEBSITE: www.shopee.ph Like us on FACEBOOK: facebook.com/ShopeePH Follow us on INSTAGRAM : @shopee_ph Read our BLOG: https://shopee.ph/blog Shopee address: 48F The Podium West Tower, 12 ADB Ave., Ortigas Centre, Mandaluyong, 1550 Metro Manila

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Atome PH - Buy Now Pay Later

*** Buy now, pay later just got better through Atome's credit and cash loan services. *** Say hello to one of Southeast Asia's leading digital consumer financing platforms. Split your bills into 3 or 6-month installments with 0% interest on monthly purchases with the Atome Card. ► Get quick cash loans via Atome Cash with interest rates as low as 1.75% and installment plans of up to 12 months. ◀ Pay your SPayLater, SLoan, BillEase, Home Credit, and TendoPay bills using your Atome Card on GrabPay and Bayad Center. ◉ What you'll love about Atome: ▶ Atome Card 1. Better budgeting with flexible payment and installment options - Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans for up to 6 months. 2. Easy application - Simply apply on the app in minutes. No paperwork is needed. 3. Convenient for your needs - Shop more of what you love with up to a ₱200,000 spending limit. 4. Pay later anywhere that accepts Mastercard - For online and in-store shopping, even overseas: - Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, and TikTok Shop. - Tap-to-pay using Atome Card at SM Store, Robinsons, and even overseas. - For your utility bills: - Pay your utilities on time at Meralco, Maynilad, Globe, Smart, or on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center. 5. Card Bills Payment - Choose your preferred payment method: credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payment. ▶ Atome Cash 1. Looking for an easy, fast cash loan? Applying for personal loans with Atome Cash is convenient with quick approval and disbursement for up to ₱50,000. Repay loans in installments of up to 12 months with 1.75% interest. Apply on the Atome app if you are: - A registered Atome user with past in-app transactions - At least 18 years old with a valid ID - - Has a bank account, such as BPI, BDO, UnionBank, and more. Download the Atome app today for a better, savvier lifestyle! ▶ ATOME CARD APPLICATION ELIGIBILITY - Valid PH ID - 18 years old and above - No minimum income requirement - No paperwork ▶ HOW TO APPLY FOR THE ATOME CARD 1. Download the Atome app and tap the 'Card' tab on the home page 2. Tap "Apply for free" and choose your preferred Atome Card 3. Fill in your personal information and upload your ID 4. Get approved in 1-2 days 5. Receive your Atome Card via mail ▶ HOW TO SHOP WITH THE ATOME CARD 1. Activate your physical card on the Atome app 2. Use virtual card to shop online 3. Use physical card to shop online and in-store ▶ INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS: - Monthly interest rates for as low as 2% - Annual Percentage Rate (APR) ranging from 0%-46 % - No service charges - Installment plans are available in 3 or 6 months ▶ Total loan cost illustration: - Total monthly bill: ₱2,000 - Bill amount: ₱2,000 - Repayment term: 3 months - Monthly interest rate: 2% (₱40) - Total payment: ₱2,120 at ₱706.67/month ▶ INFORMATION ABOUT ATOME CASH'S LOAN TERMS: - Monthly interest rates for as low as 1.75% - Annual Percentage Rate (APR) not more than 36% - No service charges - Installment plans for up to 12 months ▶ Total loan cost illustration: - Total loan amount: ₱3,000 - Repayment term: 6 months - Monthly interest rate: 1.75% (₱52.50) - Total payment: ₱3,052.50 at ₱508.75/month Business Name: Atome PH Corporate Name: Neuroncredit Financing Company Inc. SEC Registration Number: CS201816338 Certificate of Authority No.: 1178 Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040 ▶ Connect with us via: Web: https://www.atome.ph/atome-card Help Center: support@atome.ph https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card Social media: https://web.facebook.com/atomecardph https://www.instagram.com/atome.ph/