Freecharge: UPI, Credit Cards vs ZestMoney Usage & Stats

Being a well-known name in the world of payment apps, having over 100 million users across the country, Freecharge has transformed to become one of the leading financial services and investment apps in India. From recharge & bill payments to investment & lending, Freecharge lets you do it all effortlessly. Key App Features Create your ‘@freecharge’ BHIM UPI ID and send money to friends/family or scan any QR to pay quickly & securely at any store. Earn cash back on your transactions. Avail Personal Loan and Credit card Invest in Digital Gold Pay electricity bills online, Do recharges, Make insurance payments, Buy amazing deals from top brands, and many more Get Personal loan Freecharge offers Personal Loan of up to 5 Lakhs within 2 minutes. It’s 100% digital process and requires zero documentation. We offer affordable EMI options with flexibility to repay within 6 months to 36 months. It’s an unsecured loan which is disbursed instantly to your Bank account. 1. Low Interest Rates starting from 14% per annum 2. Instant approval & quick disbursal 3. Flexible EMI options 4. 100% Collateral free 5. No hidden charges Easy Credit App • Apply for Axis Bank Freecharge Plus Credit Card and enjoy unlimited cashback UPI App • Transfer money to your friends/family easily or scan any QR to pay at a local store. • Send/receive money easily in/from your bank account. Recharge & Payments App • Find best-prepaid recharge plans & mobile recharge offers on JIO Recharge, Airtel Recharge, VI Recharge, and BSNL Recharge. • Use the Freecharge app for FASTag recharge and travel worry-free. • Avail exciting offers/rewards on Tata Play recharge, Airtel DTH recharge, Videocon D2H recharge, Dish TV recharge, and Sun direct recharge. •Avail amazing cashback offers on electricity bill payment, water bill payment, gas bill payment, postpaid bill payment, and broadband bill payment. • Book LPG cylinder in minutes and enjoy exclusive offers/discounts. • Save your salary and pay rent with a credit card. • Buy/sell Digital Gold online at real-time market value. It’s 24K, 99.9% pure. What Makes Freecharge Unique? • Claim offers/deals available in the app and save every time you spend. • All our financial services are secure and backed with the trust of Axis Bank, so you can transact and invest worry-free on the Freecharge app. Contact us at care@freecharge.com.

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ZestMoney

ZestMoney. Dream big, pay small. A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable. Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores. Why should you use ZestMoney? ● Best Pay Later App with affordable EMI tenures ● Shop on EMI with 10000+ stores ● Fully digital process with no paperwork ● Instant loan approval and disbursal ● No credit card or CIBIL score required Important terms and conditions regarding personal loans offered on the ZestMoney App ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.