Bafu vs Fortuna: Digital Banking Usage & Stats
Bafu Inc empowers employees to get access to a portion of their earned wages before the traditional payday in a few simple steps. Our unique AI-driven forecasting analyzes transaction patterns to notify when to pay bills on time and meet unexpected expenses, without having to wait for the next paycheck and avoid paying late fees, overdraft fees, or resort to predatory payday loans.
Once your employer has signed up with Bafu, all you have to do is download the app and sign up to get early access to your earned wages in a few simple steps, no more waiting for payday!
How it works:
Your employer signs up with Bafu Inc.
Download:
Go to the App Store and search for "Bafu."
Download and install the app.
Sign up:
Open the app and create an account.
You will need to provide your name, email address, and phone number.
You will also need to link your bank account.
Transfer funds:
Once your account is set up.
Check your available balance (how much you can transfer today).
You can transfer funds from your earned wages to your bank account up to $100 per day.
Select whether you want an instant or next day transfer.
Get paid!
Repayment:
When payday comes, the amount you took early will be automatically deducted from your bank account before you get your check.
Download the Bafu App today and experience financial freedom on your terms!
Have a question? Visit mybafu.com/help
- Apple App Store
- Free
- Finance
Store Rank
- -
Only available with employers offering Fortuna.
Meet Fortuna, the digital financial platform committed to reshaping the world of personal finances. Our tools and resources help you manage your finances on the go, pay bills on time, earn interest, monitor your credit score, and more – so you can achieve a brighter financial future.
With the Fortuna App, you can:
• Get access to wages as you earn*
• Earn 3.00% APY** interest on your account balance (with All-in-One account)
• View your credit score (with All-in-One account)
• Receive your wages up to 2 days earlier than payday*** (with All-in-One account)
• Transfer funds between Fortuna and other banks accounts (with All-in-One product)
• Access fee-free**** in-network Allpoint ATMs at Target, CVS, Walgreens and more (with All-in-One account)
• Use your virtual card while you wait for your physical card (with All-in-One account)
Visit myfortuna.com for more information.
Note: Features shown in screenshots or listed above may not be available to all users.
*Your accrued paycheck advances are available within 1 business day after your employer has approved and submitted your work hours to Fortuna.
** The Annual Percentage Yield (“APY”) for the Fortuna All-in-One Account is variable and may change at any time. The disclosed APY is effective as of May 22, 2024. No minimum balance required. Must have $0.01 in account to earn interest.
***Your payroll direct deposit may post on your Fortuna card up to 2 days earlier than your scheduled payroll payment date. Early direct deposit of a paycheck depends on factors such as timing of the date your employer transmits the deposit to us and the type of payer transmitting the deposit.
****See Terms for fees, such as out-of-network ATMs ($2.50) or over-the-counter withdrawals, lost card replacement, or faster-than-standard fund transfer. The Fortuna Visa Prepaid Card is issued by Community Federal Saving Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval. Your funds are FDIC insured up to $250,000
- Apple App Store
- Free
- Finance
Store Rank
- -
Bafu VS. 
Fortuna: Digital BankingJanuary 3, 2025