KwikPay Credit vs GetNaira: Secure Online Loan Usage & Stats

KwikPay Credit is one of the most innovative digital loan products available in Nigeria since 2013. ZERO-paperwork loan ZERO-security loan Loan amounts range between N5,000 to N5,000,000 with Repayment periods from 62 days to 180 days interest ranging from 5% to 30% with a maximum APR of 180%, depending on the risk profile of customer. Loan Characteristics Loan amount between ₦5,000 and ₦5million. No collateral is needed. Flexible repayment option The credit amount and term will be based on your Monthly Salary or Income. No hidden fees APR from 60% to 180% per annum Example; Borrow N50,000 at an APR of 180%(per anum) with a tenure of 62 days Interest amount = ( N50,000 * (180% / 365)) * 62 = N15,289 The total amount disbursed will be N50,000 The amount loan to repay will be N65,289 (N50,000+ N15,289). Who can apply 1. A Nigerian resident 2. 21- 55 years old 3. Fully Employed or a Business Owner. 4. Valid Bank account. Contact Us Visit our website www.kwikpaycredit.com Customer service Email: info@kwikpaycredit.com Customer service hotline : 08157803255, 08157803244 Address: Simpson St, Lagos Island, Lagos, Nigeria.

Apple App Store
Free
Finance

Store Rank

- -

GetNaira: Secure Online Loan

Look no further than GetNaira, your trusted personal loan app. We understand the urgency of your financial needs and have streamlined our process for your convenience. With just a few easy steps, you can download and install the GetNaira app and swiftly secure the funds you require. Rest assured, we prioritize the safeguarding of your personal information and guarantee the safety and reliability of our transactions. Why choose GetNaira? - GetNaira takes the protection of user information seriously, ensuring the security of all transactions. - Your application will be reviewed quickly, and the money will be transferred to your account after approval. - We offer various disbursement and repayment channels, allowing you to choose the one that works best for you. - Our customer service staff is dedicated to providing you with the best assistance possible. Loan Amount: From ₦5,000 to ₦200,000 Loan Term: 90 to 180 days Interest Rate: 0.03% to 0.08% per day Service Fee: 1% For instance, if you borrow ₦15,000 with a 90 days loan term, GetNaira charges a daily interest rate of 0.06%. This amounts to ₦810 in interest over the 90 days repayment period, and the total service fee is ₦150, resulting in a total repayment of ₦15,960. GetNaira loans are available to: 1. Nigerian Residents 2. Individuals aged 18 to 60 3. Those with a steady job and income 4. Individuals with a valid bank card Getting a loan from GetNaira is a breeze: 1. Log In and Provide Information: Log in to your account and fill in your personal information. 2. Submit Your Application: Submit your loan application and await our prompt review. 3. Quick Disbursement: Once approved, your loan will be swiftly disbursed to your bank or e-wallet account. Contact Us If you encounter any issues or have questions during your GetNaira experience, please don't hesitate to reach out to our customer service team at trustrockfintech@outlook.com. We're here to promptly address your concerns and look forward to assisting you.