KwikPay Credit vs Credit Now Usage & Stats

KwikPay Credit is one of the most innovative digital loan products available in Nigeria since 2013. ZERO-paperwork loan ZERO-security loan Loan amounts range between N5,000 to N5,000,000 with Repayment periods from 62 days to 180 days interest ranging from 5% to 30% with a maximum APR of 180%, depending on the risk profile of customer. Loan Characteristics Loan amount between ₦5,000 and ₦5million. No collateral is needed. Flexible repayment option The credit amount and term will be based on your Monthly Salary or Income. No hidden fees APR from 60% to 180% per annum Example; Borrow N50,000 at an APR of 180%(per anum) with a tenure of 62 days Interest amount = ( N50,000 * (180% / 365)) * 62 = N15,289 The total amount disbursed will be N50,000 The amount loan to repay will be N65,289 (N50,000+ N15,289). Who can apply 1. A Nigerian resident 2. 21- 55 years old 3. Fully Employed or a Business Owner. 4. Valid Bank account. Contact Us Visit our website www.kwikpaycredit.com Customer service Email: info@kwikpaycredit.com Customer service hotline : 08157803255, 08157803244 Address: Simpson St, Lagos Island, Lagos, Nigeria.

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Credit Now

Credit Now is a safe and simple online lending platform. It's easy to apply, just review and deposit to your account instantly. An application that users can trust. About Products Age: Over 18 Loan amount: ₦ 1,000 - ₦ 500,000 Loan term: 91 days - 180 days Interest rate: Maximum APR is 35% per year, 0.09% per day Transaction fee：0 Service fee: No other fees For example: If you choose a loan limit of ₦ 1,000 with a period of 180 days, the daily interest rate is 0.09%. The total interest must be paid: ₦ 1,000* 0.09% * 180= ₦ 162 Monthly interest shall be paid: ₦ 1,000 * 0.09% * 30 = ₦ 27 Monthly repayment bill including principle and interest shall be paid: ₦ 1,000/6 + ₦ 27 = ₦ 193 Total repayment bill including principle and interest shall be paid: ₦ 1,000+ ₦ 162 = ₦ 1,162 Our advantage 1. Quick approval and immediate payment 2. Various loan amounts 3. No extra fees, no hidden fees 4. Flexible repayment period 5. No collateral, no paperwork, easy and fast 6. Protect your information security; our products are highly secure 7. 24-hour service; you can apply at any time You can get a loan in just a few steps 1. Download Credit Now via mobile phone 2. Fill in your phone number and receive the verification code 3. Complete your personal information to facilitate subsequent loans 4. Choose your loan amount and loan time and receive it on your account as soon as possible! Privacy and security Credit Now protects all user information. We promise not to disclose your information to anyone without the user's permission. Privacy Agreement (https://creditnowapps.com/#/privacy_policy) Contact us Email: info@creditnowapps.com Office hours: Monday to Sunday 9:00-18:30 Address: Alphon House, Second Floor Toyin Street, lkeja Lagos.