EchoExpense vs DownPay: Track Debt & Savings Usage & Stats
Stay on top of your current and upcoming bills in style while effortlessly reviewing your past bills with EchoExpense!
• Manage Bills: Easily create bills, view their details, edit them, mark them as paid, view payment/balance history, and customize time notifications to fit your preferences.
• Bill Details: Each bill is displayed with a minimal interface. Tap on a bill to access detailed options, including three intuitive icons:
• Yellow Menu Icon: View past bill history and manage notifications.
• Blue Notepad Icon: Edit bill details with ease and save changes using the 'save' icon.
• Green Banknote Icon: Mark bills as paid or unpaid. Marking a bill as paid past the due date prompts an alert to categorize the payment as "On Time" or "Late," ensuring your records stay accurate.
• Payday Management: Add paydays effortlessly and track your monthly income. Automatic end-of-month calculations in your profile help you manage deductions or tax percentages for a complete financial overview.
• Calendar History: The calendar now showcases both past bills and paydays alongside future bills, making it simple to plan ahead or review your payment history. Tap a specific day to see the bills due.
• Profile: Access the user board via the profile tab. Add a profile picture or view your initials. The profile displays essential insights such as the total amount remaining, the amount paid for the month, and projected profits for the current and upcoming months. Additionally, you can edit your account details and link your Google or Apple account for a seamless experience.
• Paid/Unpaid Bills: When marking a bill as paid, a new bill is automatically created with updated due dates and reminders. Enable auto-pay to receive a confirmation alert on the due date. If marked as unpaid, the bill reverts to an upcoming or past-due status.
• Notifications: Choose your preferred notification time from 8AM, 12PM or 4PM. If a bill remains unpaid on its due date, you'll receive a reminder at 3PM to settle it before the day ends. Stay informed with alerts on the days leading up to the due date and on the due date itself.
• Smart Savings Bundle: Take control of your finances with the new Smart Savings feature! You can create and manage budgets and savings effortlessly. Set financial budget goals and track your progress with an intuitive interface designed to simplify your financial journey.
• Feedback UI: Help the app grow by sharing feedback or suggesting exciting new features directly on the developer page.
• Seamless Sign-In: Enjoy a hassle-free login experience by signing up with your Apple or Google account.
Keep your finances organized and stay on track with EchoExpense's intuitive features!
- Apple App Store
- Free
- Finance
Store Rank
- -
Introducing DownPay: Your Ultimate Debt, Spending, and Savings Goal for Financial Planning App
DownPay offers robust financial tools, transforming how you handle and visualize your finances. DownPay provides powerful manual tracking for your Spending, Debts, Savings Goals, and more.
Key Features:
1. Advanced Debts & Loans Manager:
- Manage all types of debt in one place, including credit cards, student loans, auto loans, and mortgages.
- Easily add and track debts, view detailed progress reports, and plan repayment with a user-friendly interface.
- Track loans you've given to friends and family through a unique, easy-to-use Lending Manager.
- Allocate your paychecks into your debts, making balance updates simple and quick
2. Spending Manager:
- Log your Credit Card spending across your cards with detailed categorization, metrics, and spending filtering.
- Link your transactions to thousands of apps, merchants, and services, with spending metrics available for each merchant.
- Categorize transactions and view total spending amounts by category.
- Transactions are linked to credit cards and can be edited or deleted easily.
3. Enhanced Savings Tracker:
- Set and track savings goals for major purchases such as a downpayment on a house or a new car, with the ability to link savings to specific financial targets.
- Monitor various funding sources and see how close you are to reaching your goals through a visual, intuitive dashboard.
4. Asset-Linked Debts:
- Link each debt to specific assets like vehicles, real estate, or educational degrees for a comprehensive view of your financial commitments.
- This unique feature allows you to see the real impact of your debts on the assets they are financing, enhancing your financial planning capabilities.
5. Learning & Financial Tools:
- Dive into over 80 finance-related topics to enhance your financial literacy.
- Utilize embedded calculators for emergency funds, converting hourly wages to salary, compound interest estimations, and more to assist in your financial decision-making.
All your data is private and stored only on your device & backed up to iCloud if enabled for your device. DownPay has no servers and collects no data; There is no account or signup, all financial information is entered manually, and there is no banking login or synchronization to protect your privacy.
Why Choose DownPay?
DownPay is tailored for those seeking clarity and control over their debts, spending, savings, and financial goals. With our Debt and Spending Managers, and expanded savings functionalities, managing various debts and financial targets becomes as straightforward as planning your savings. Whether you're aiming to reduce debt, save for future investments, or understand the financial implications of your decisions, DownPay is your go-to app for navigating your financial landscape.
Empower your financial journey with DownPay today!
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- Apple App Store
- Free
- Finance
Store Rank
- -
EchoExpense VS. 
DownPay: Track Debt & SavingsMarch 17, 2025