Kiwi: Rupay Credit Card on UPI vs Scapia: A card for travellers Usage & Stats

"Join the Credit-UPI revolution. Kiwi is here to change the payment landscape for Credit & UPI. Kiwi offers UPI-enabled virtual RuPay Credit Card, through which you can make UPI payments to any merchant. Why Choose Kiwi? Instant Credit Card - No more waiting for days to have a Credit Card. Get your virtual Rupay Credit Card within minutes. It’s quick, simple and effortless. Free for life - When you apply for the virtual credit card on Kiwi, we will never ask you to pay joining fees or any annual charges. The virtual credit card will always be free. Convenience of Credit. Speed of UPI - The best of both worlds combined. Your UPI-enabled Virtual Credit Card gives you the power of a credit without adding weight to your wallet . All your Credit Card payments are now just a scan away. Pay Anywhere, Everywhere - Night or Day, Restaurant or Roadside vendor, the virtual credit card in the Kiwi app, lets you make the UPI payment to all your favorite outlets in no time. Evergreen rewards - Tired of getting scratch cards that never work for you? Every time you scan your Credit Card to pay, you get Kiwis which you can redeem whenever you want to get cashback in your savings account instantly. The best app to pay via Credit Card on UPI is here. Features of Kiwi: 1. Pay via Credit Card on UPI: All your merchant payments on UPI with your Credit Card 2. Pay anyone via UPI: Pay to your friends & family via saved contacts, phone number or UPI ID 3. Check your Credit Score: Keep track of your Credit Score with just a few clicks 4. Assured rewards: Cashbacks on all merchant payments using your Credit Card on UPI What is “Credit Card on UPI”? 1. UPI initially allowed users to make payments only through bank accounts 2. This new feature, approved by RBI, allows users to now use their Rupay Credit Card to make merchant payments by scanning the QR code without having to carry the credit card How to use a Credit Card to make payments on UPI? 1. Download the Kiwi app 2. Just fill in your personal details, career details and complete the KYC 3. Get your Credit Card on the app itself within minutes* 4. The card gets linked to your Kiwi UPI ID automatically 5. That’s all! You can start using your new Virtual Credit Card instantly on UPI Pay with Credit Card on UPI, get 50-day interest period and earn cashbacks. Download Now! Note: Card issuance is subject to approval by the Bank"