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- Kotak811 Mobile Banking Vs. IndiaLends - Instant Loan App
Kotak811 Mobile Banking vs IndiaLends - Instant Loan App Usage & Stats
Kotak 811 – A one-stop destination for all your banking needs.
Make Money Transfers Smooth & Easy
Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!
Kotak811 mobile banking app is your one-stop solution for managing your bank account anytime, anywhere. Kotak811caters to your needs with its easy-to-use interface and wide range of features.
Move money effortlessly:
● Instant UPI Transactions: Send and receive money instantly using the Unified Payments Interface (UPI). Whether splitting a bill with friends at a restaurant, paying rent to your landlord, or repaying a colleague, Kotak811 makes it quick and convenient.
● Scan & Pay in a Flash: Ditch the hassle of manually entering account details or carrying your cards everywhere. Simply scan QR codes displayed at stores, on bills, or shared by individuals to make secure and instant payments.
● Fast & Secure Every Time: Rest assured, your money transfers are protected with advanced security measures like two-factor authentication and block unblock. Enjoy peace of mind knowing your finances are secure with Kotak811.
Stay on Top of Your Finances:
● Balance at Your Fingertips: Check your bank balance anytime, anywhere with just a few taps. Need a quick peek without revealing the entire amount? Utilize the convenient ‘hide balance’ feature for discreet viewing.
● Track Your Transactions: Gain complete view of your spending habits. Easily access your UPI transaction history, allowing you to categorise expenses and monitor your financial well-being.
Grow Your Savings:
● Open FDs with a few taps: Create new Fixed Deposit (FD) accounts directly within the Kotak811 App. The simple process makes investing and growing your savings for future goals easier than ever.
● Manage FDs Conveniently: Monitor your existing FD investments, track their progress, and manage them effortlessly from the comfort of your phone.
Credit Card Management:
Easily manage all your credit cards through the Kotak811 App – make payments, check statement, set transaction limits and more.
Why Choose Kotak811?
● Seamless UPI Money Transfers: Send and receive money instantly using the widely accepted UPI network.
● Effortless Scan & Pay: Skip manual entry and pay securely with just a quick scan.
● 24/7 Account Access: Manage your finances at your convenience, anytime, anywhere.
● Discreet Balance Check & Transaction History: Stay informed about your finances with the ‘hide balance’ feature and easily access transaction history.
● Grow Your Savings with FDs: Open and manage Fixed Deposits to achieve your financial goals.
● Advanced Security Measures: Enjoy bank-grade security for all your money transfers.
● User-Friendly Interface: Experience a smooth and intuitive design for a hassle-free banking experience.
Download the Kotak811 App today and redefine your banking experience
For complete terms and conditions regarding the Rs.200 vouchers offer on transactions, please click the link below.
https://images.kotak.com/bank/mailers/2024/files/Reactivation_campaign_T&C_clean.pdf
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IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile
Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090
Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finance Limited
InCred Financial Services Limited
L&T Finance Limited
Ditya Finance Private Limited
Finnovation Tech Solutions Pvt. Ltd.
SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
Maybright Ventures Pvt. Ltd.
MWYN Tech Private Limited
IDFC FIRST Bank Limited
Citi Bank India Limited
Standard Chartered Bank PLC
State Bank of India
Freecharge Payment Technologies Private Limited
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
* However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Credit Card
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Free Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
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- Free
- Finance
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Kotak811 Mobile Banking VS.
IndiaLends - Instant Loan App
December 31, 2024