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Barclays UK vs Kroo Bank - Mobile Banking Usage & Stats
The Barclays app
HOW TO REGISTER
If you’re 16 or over and you have a UK-registered mobile number and a UK Barclays current account or Barclaycard, you can register for the app. You’ll need the 16 digit number off your card, then follow the onscreen instructions. Some customers may be required to verify their identity with PINsentry or at a Barclays cash machine.
If you’ve got an activation code, follow the onscreen steps to register (you won’t need PINsentry for this).
After you’re set up, you’ll only need your 5-digit passcode to log in. Then you can set up Touch ID or Face ID to log in faster in future.
THE BENEFITS
• Log in quickly and securely when you set up access through Touch ID or Face ID
• Manage your personal, business and corporate accounts, including your Barclaycard accounts, and view your Barclays mortgage account
• See recent transactions and check your balances
• Make payments to new and existing payees, transfer money between accounts or transfer a balance to your Barclaycard
• Delete Direct Debits
• Set up, edit and delete standing orders using your app
• Join Barclays Blue Rewards and earn rewards just for banking with us
• Store your documents securely with Barclays Cloud It
• Find your nearest branch or cash machine
• Use Mobile PINsentry. It can take up to 4 days for this feature to be activated in the app while we complete some security checks
• Call us straight from the app to speak to an adviser
• Our iPhone app has been accredited by AbilityNet – the charity that assesses digital services for accessibility
Terms and conditions apply. You must be aged 16 or over to use the Barclays app.
FOR BUSINESS ACCOUNTS
You can only use the app if you’re a sole-signatory Barclays Business current account holder. You can’t register your Barclaycard business or corporate credit cards.
This app is provided by either Barclays Bank UK PLC or Barclays Bank PLC depending on the entity you may have contracted with for banking services. Please refer to your bank documents (terms and conditions, statements, etc) to confirm the legal entity that provides banking services to you.
Copyright © Barclays 2024. Barclays is a registered trade mark of Barclays plc, used under licence.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322 Registered Office: 1 Churchill Place, London E14 5HP.
Barclays Bank PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 122702).
Registered in England. Registered no. 1026167 Registered Office: 1 Churchill Place, London E14 5HP.
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INTUITIVE SPENDING
One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.
NO MONTHLY FEES
Our current account is free to open with no monthly fees. And you can apply to access an overdraft (subject to status), currently by invitation only.
ZERO FEES OVERSEAS
Spend using your Kroo debit card at home and abroad, where Visa is accepted, with zero fees.
PEACE OF MIND
FSCS deposit protection up to £85,000 per customer
Face ID. Touch ID
Multi-factor authentication
UK-based customer support
Freeze and unfreeze your card.
KROO & APPLE PAY
Enjoy all the benefits of your Kroo card using Apple Pay. It’s an easy, secure, and private way to pay.
INTEREST FOR YOU
With a Kroo current account, you’ll earn interest at 0.9% below the Bank of England base rate on your current account balance up to £500,000. And it’s paid into your account monthly.
AER means annual equivalent rate. It shows you the yearly rate if we paid interest on top of interest. Gross interest is the contractual rate of interest.
KROO PERSONAL LOANS
Kroo loans are now available through the app. Applications for a loan are by invitation only for Kroo current account holders.
The loan repayment periods are from 12 to 60 months, with a Maximum Annual Percentage Rate (APR) of 23.6%
A representative example is £5,000.00 over 5 years, with APR (fixed) of 8.2%. This would have 60 monthly repayments of £101.16. The total repayment would be £6,069.60, and the cost of credit would be £1,069.60
Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice
OUR MISSION
Our goal is to be trusted and loved by our customers because we have their backs.
We are a fully licensed UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772.
Head to kroo.com to find out more. Current account applications and account management are via the app only.
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Barclays UK VS.
Kroo Bank - Mobile Banking
January 12, 2025